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71. 发明授权

US07810716B2 Multiple sheet detector apparatus and method 有权
标题翻译：多页检测仪装置及方法
公开(公告)号：US07810716B2
公开(公告)日：2010-10-12
申请号：US12082755
申请日：2008-04-14
申请人： Songtao Ma , Edward L. Laskowski
发明人： Songtao Ma , Edward L. Laskowski
IPC分类号： G06F7/08 , B65H7/02
CPC分类号： G07D7/08 , B65H7/125 , B65H2553/30 , B65H2701/1912 , G07D7/183 , G07F19/20 , G07F19/201
摘要： A detector for a deposit accepting apparatus of an automated banking machine or for another sheeting handling system includes an ultrasonic transmitter driven by a driving signal operative to cause the ultrasonic transmitter to transmit an ultrasonic sound signal through a sheet pathway of the detector. The detector also includes an ultrasonic receiver operative to generate a receiver signal responsive to the ultrasonic sound signal. The detector further includes first and second correlation filters. The first and second correlation filters are operative to generate first and second outputs responsive to the receiver signal. At least one processor is operative responsive to the first and second outputs of the correlation filters to determine information associated with changes in phase of the ultrasonic sound signal and to distinguish between single and multiple sheets in the pathway responsive to the information associated with changes in phase.
摘要翻译：一种用于自动银行机的存款接收设备或另一个片材处理系统的检测器包括由驱动信号驱动的超声波发射器，该驱动信号可操作以使超声波发射器通过检测器的片材路径传输超声波信号。检测器还包括可响应于超声波声音信号产生接收机信号的超声波接收器。检测器还包括第一和第二相关滤波器。第一和第二相关滤波器用于响应于接收机信号产生第一和第二输出。至少一个处理器响应于相关滤波器的第一和第二输出而操作以确定与超声波声音信号的相位变化相关联的信息，并且响应于与相位变化相关联的信息来区分该通路中的单个和多个片材。

72. 发明申请

US20080224390A1 Multiple sheet detector apparatus and method 有权
标题翻译：多页检测仪装置及方法
公开(公告)号：US20080224390A1
公开(公告)日：2008-09-18
申请号：US12082755
申请日：2008-04-14
申请人： Songtao Ma , Edward L. Laskowski
发明人： Songtao Ma , Edward L. Laskowski
IPC分类号： B65H7/12
CPC分类号： G07D7/08 , B65H7/125 , B65H2553/30 , B65H2701/1912 , G07D7/183 , G07F19/20 , G07F19/201
摘要： A detector for a deposit accepting apparatus of an automated banking machine or for another sheeting handling system includes an ultrasonic transmitter driven by a driving signal operative to cause the ultrasonic transmitter to transmit an ultrasonic sound signal through a sheet pathway of the detector. The detector also includes an ultrasonic receiver operative to generate a receiver signal responsive to the ultrasonic sound signal. The detector further includes first and second correlation filters. The first and second correlation filters are operative to generate first and second outputs responsive to the receiver signal. At least one processor is operative responsive to the first and second outputs of the correlation filters to determine information associated with changes in phase of the ultrasonic sound signal and to distinguish between single and multiple sheets in the pathway responsive to the information associated with changes in phase.
摘要翻译：一种用于自动银行机的存款接收设备或另一个片材处理系统的检测器包括由驱动信号驱动的超声波发射器，该驱动信号可操作以使超声波发射器通过检测器的片材路径传输超声波信号。检测器还包括可响应于超声波声音信号产生接收机信号的超声波接收器。检测器还包括第一和第二相关滤波器。第一和第二相关滤波器用于响应于接收机信号产生第一和第二输出。至少一个处理器响应于相关滤波器的第一和第二输出而操作以确定与超声波声音信号的相位变化相关联的信息，并且响应于与相位变化相关联的信息来区分该通路中的单个和多个片材。

73. 发明授权

US07290706B2 Automated banking machine multiple sheet detector apparatus and method 有权
标题翻译：自动银行机多页检测仪的设备及方法
公开(公告)号：US07290706B2
公开(公告)日：2007-11-06
申请号：US11171648
申请日：2005-06-30
申请人： Songtao Ma , Edward L. Laskowski
发明人： Songtao Ma , Edward L. Laskowski
IPC分类号： G06F7/08
CPC分类号： G07D7/08 , B65H7/125 , B65H2553/30 , B65H2701/1912 , G07D7/183 , G07F19/20 , G07F19/201
摘要： A detector for a deposit accepting apparatus of an automated banking machine includes an ultrasonic transmitter driven by a driving signal operative to cause the ultrasonic transmitter to transmit an ultrasonic sound signal through a sheet pathway of the detector. The detector also includes an ultrasonic receiver operative to generate a receiver signal responsive to the ultrasonic sound signal. The detector further includes first and second correlation filters. The first and second correlation filters are operative to generate first and second outputs responsive to the receiver signal. At least one processor is operative responsive to the first and second outputs of the correlation filters to determine information associated with changes in phase of the ultrasonic sound signal and to distinguish between single and multiple sheets in the pathway responsive to the information associated with changes in phase.
摘要翻译：用于自动银行机的存款接收装置的检测器包括由驱动信号驱动的超声波发射器，该驱动信号用于使超声波发射器通过检测器的片通路传输超声波信号。检测器还包括可响应于超声波声音信号产生接收机信号的超声波接收器。检测器还包括第一和第二相关滤波器。第一和第二相关滤波器用于响应于接收机信号产生第一和第二输出。至少一个处理器响应于相关滤波器的第一和第二输出而操作以确定与超声波声音信号的相位变化相关联的信息，并且响应于与相位变化相关联的信息来区分该通路中的单个和多个片材。

74. 发明授权

US6101266A Apparatus and method of determining conditions of bank notes 有权
标题翻译：确定钞票条件的装置和方法
公开(公告)号：US6101266A
公开(公告)日：2000-08-08
申请号：US135384
申请日：1998-08-17
申请人： Edward L. Laskowski , Songtao Ma
发明人： Edward L. Laskowski , Songtao Ma
IPC分类号： G07D7/12 , G07D7/20 , G06K9/00
CPC分类号： G07D7/12 , G07D7/20
摘要： An apparatus and method for providing an indication of a type and/or a condition of a note passing through the apparatus includes a note transport (12) which moves the note past transversely spaced spot sensing assemblies (18). Each spot sensing assembly includes four emitters (32). Each of the emitters produces radiation at different wavelengths. The spot sensing assemblies include a reflectance detector (20) and a transmission detector (22) which are disposed on opposed sides of the passing note. The emitters direct radiation onto test spots (34) on the passing note. Radiation reflected from and transmitted through the test spots is detected by the respective reflector and transmission detectors. A control circuit (24) produces sensed values that correspond to the detected radiation. A data store in operative connection with the control circuit comprises memories (138) that include stored data representative of transition and reflectance values for know note types. The control circuit calculates a level of correlation between the stored values and the sensed values. By comparing the correlated values to threshold values, the control circuit is operative to determine the type of note and other conditions such as if a note is worn, soiled, or a doubles note.
摘要翻译：一种用于提供穿过该设备的纸币类型和/或状态的指示的装置和方法包括一纸币传送器（12），该纸币传送器使纸币沿横向间隔开的光斑感测组件（18）移动。每个点感测组件包括四个发射器（32）。每个发射器产生不同波长的辐射。点检测组件包括布置在通过纸币的相对侧上的反射率检测器（20）和透射检测器（22）。发射器将辐射直接辐射到通过纸上的测试点（34）上。通过测试点反射和透射的辐射由相应的反射器和透射检测器检测。控制电路（24）产生对应于检测到的辐射的感测值。与控制电路可操作地连接的数据存储器包括存储器（138），存储器（138）包括存储的数据，该数据表示知识笔记类型的转换和反射值。控制电路计算存储的值和检测值之间的相关性水平。通过将相关值与阈值进行比较，控制电路用于确定音符的类型和其他条件，例如音符被磨损，弄脏或双音符。

75. 发明授权

US08544730B2 Automated banking system controlled responsive to data bearing records 有权
标题翻译：自动银行系统受控于数据记录
公开(公告)号：US08544730B2
公开(公告)日：2013-10-01
申请号：US13324288
申请日：2011-12-13
申请人： Songtao Ma , Eric Toepke , Mike R. Ryan , Randall W. Jenkins , Natarajan Ramachandran , Thomas D. Ertle , Tim Crews , Willis Miller , Nick Billett , Steven Shepley , Dave Krzic , Victor A. Cogan
发明人： Songtao Ma , Eric Toepke , Mike R. Ryan , Randall W. Jenkins , Natarajan Ramachandran , Thomas D. Ertle , Tim Crews , Willis Miller , Nick Billett , Steven Shepley , Dave Krzic , Victor A. Cogan
IPC分类号： G06F17/00 , G06F1/00 , G06Q40/00 , G06K5/00
CPC分类号： G07F19/209 , G07F19/207
摘要： An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.
摘要翻译：自动银行业务响应于与授权用户或财务账户数据相对应的数据承载记录读取的数据。该机器包括用于从用户卡读取数据的读卡器。自动银行机器引起与财务帐户相关的财务转移，这些转账对应于从用户卡读取的数据。自动银行机还包括控制所包含设备的电力供应以避免超过电力供应能力的设备。

76. 发明授权

US08474700B1 Banking machine controlled responsive to data read from data bearing records 有权
公开(公告)号：US08474700B1
公开(公告)日：2013-07-02
申请号：US13385567
申请日：2012-02-24
申请人： David N. Lewis , Jeffery M. Enright , Natarajan Ramachandran , Mark A. Douglass , Tim Crews , Songtao Ma , Randall W. Jenkins , H. Thomas Graef , Sathish M. Irudayam , Klaus Steinbach , Theresa Ipson , Frank Natoli , James E. Pettitt , Charles H. Somers, Jr.
发明人： David N. Lewis , Jeffery M. Enright , Natarajan Ramachandran , Mark A. Douglass , Tim Crews , Songtao Ma , Randall W. Jenkins , H. Thomas Graef , Sathish M. Irudayam , Klaus Steinbach , Theresa Ipson , Frank Natoli , James E. Pettitt , Charles H. Somers, Jr.
IPC分类号： G06Q40/00 , G07D11/00 , G07F19/00
CPC分类号： G06K7/0004 , G06K13/06 , G06Q10/00 , G06Q20/102 , G06Q20/105 , G06Q20/1085 , G06Q20/32 , G06Q20/3227 , G06Q20/3274 , G06Q20/352 , G06Q20/385 , G06Q30/0237 , G06Q30/04 , G06Q40/00 , G07F7/10 , G07F7/1075 , G07F19/20 , G07F19/205
摘要： A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.

77. 发明申请

US20120104093A1 BANKING SYSTEM CONTROLLED RESPONSIVE TO DATA BEARING RECORDS 有权
标题翻译：控制数据承载记录的银行系统
公开(公告)号：US20120104093A1
公开(公告)日：2012-05-03
申请号：US13346122
申请日：2012-01-09
申请人： Songtao Ma , Sangeeta Huria , Eric Klein , Tim Crews
发明人： Songtao Ma , Sangeeta Huria , Eric Klein , Tim Crews
IPC分类号： G07F19/00
CPC分类号： G06Q20/042 , G06Q20/1085 , G07F19/20
摘要： An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader operative to read card data from user cards corresponding to financial accounts. The automated banking machine also includes a display and a printer to produce records of financial transactions carried out with the machine. The card reader is operative to read and return card information read from the user card responsive. The automated banking machine may also include a check acceptor that is usable to determine a probability associated with the check being fraudulent
摘要翻译：自动银行业务机构可以根据从数据记录中读取的数据进行财务转移。自动银行机包括读卡器，用于从对应于财务账户的用户卡读取卡数据。自动银行机还包括显示器和打印机，用于产生与机器进行的金融交易的记录。读卡器可操作以响应地读取并返回从用户卡读取的卡片信息。自动银行机器还可以包括可用于确定与该支票是欺诈性相关联的概率的支票接受者

78. 发明授权

US08091784B1 Banking system controlled responsive to data bearing records 有权
标题翻译：控制数据记录的银行系统
公开(公告)号：US08091784B1
公开(公告)日：2012-01-10
申请号：US12378043
申请日：2009-02-10
申请人： Songtao Ma , Sangeeta Huria , Eric Klein , Tim Crews
发明人： Songtao Ma , Sangeeta Huria , Eric Klein , Tim Crews
IPC分类号： G06K9/00
CPC分类号： G06Q20/042 , G06Q20/1085 , G07F19/20
摘要： An automated banking machine operates to carry out financial transfers responsive to data read form data bearing records. The machine includes a card reader that operates to read data from user cards. The card data corresponds to financial accounts. The automated banking machine further includes a cash dispenser and a receipt printer. The machine is operative to dispense cash to an authorized user based on identifying data including card data, and to cause a financial transfer from an account corresponding to card data through communication with at least one remote computer. The machine includes a check acceptor that operates to determine magnetic symbols included on checks. Cash may be dispensed in exchange for a check received through operation of the check acceptor of the machine.
摘要翻译：一个自动银行机器可以根据数据读取形式的数据记录进行财务转移。该机器包括读卡器，用于从用户卡读取数据。卡数据对应于财务账户。自动银行机还包括自动提款机和收据打印机。该机器可操作地基于识别包括卡数据的数据向授权用户分配现金，并且通过与至少一个远程计算机的通信从与卡数据相对应的帐户进行财务转移。该机器包括检验受体，用于确定检查中包括的磁性符号。可以通过操作机器的支票接受者来收到支票来兑换现金。

79. 发明授权

US08657188B2 Automated banking system controlled responsive to data bearing records 有权
公开(公告)号：US08657188B2
公开(公告)日：2014-02-25
申请号：US13567023
申请日：2012-08-04
申请人： Songtao Ma , Eric Toepke , Mike R. Ryan , Randall W. Jenkins , Natarajan Ramachandran , Thomas D. Ertle , Tim Crews , Willis Miller , Nick Billett , Steven Shepley , Dave Krzic , Victor A. Cogan
发明人： Songtao Ma , Eric Toepke , Mike R. Ryan , Randall W. Jenkins , Natarajan Ramachandran , Thomas D. Ertle , Tim Crews , Willis Miller , Nick Billett , Steven Shepley , Dave Krzic , Victor A. Cogan
IPC分类号： G06F17/00 , G06F1/00 , G06K5/00 , G06Q40/00
CPC分类号： G07F19/209 , G06F1/32 , G06F1/3293 , G06Q20/1085 , G07F19/20 , G07F19/206 , G07F19/207 , Y02D10/122 , Y10S902/08
摘要： An automated banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.

80. 发明授权

US08540142B1 Banking machine controlled responsive to data read from data bearing records 有权
标题翻译：响应于从数据记录读取数据的银行机器受控
公开(公告)号：US08540142B1
公开(公告)日：2013-09-24
申请号：US13404617
申请日：2012-02-24
申请人： David N. Lewis , Jeffery M. Enright , Natarajan Ramachandran , Mark A. Douglass , Tim Crews , Songtao Ma , Randall W. Jenkins , H. Thomas Graef , Sathish M. Irudayam , Klaus Steinbach
发明人： David N. Lewis , Jeffery M. Enright , Natarajan Ramachandran , Mark A. Douglass , Tim Crews , Songtao Ma , Randall W. Jenkins , H. Thomas Graef , Sathish M. Irudayam , Klaus Steinbach
IPC分类号： G06Q40/00 , G07D11/00 , G07F19/00
CPC分类号： G07F19/20 , G06Q40/02 , G07F7/1033 , G07F7/1091
摘要： A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.
摘要翻译：银行系统响应于从数据记录中读取的数据进行操作。该系统包括包括读卡器的自动银行机。读卡器包括一个可移动的读取头，可读取沿着长边插入的卡的磁条的卡数据。读卡器包括卡入口门。门被打开以确定正确定向以进行数据读取的卡。读卡器可以加密卡数据，包括帐号数据。该机器还包括一个PIN键盘。读卡器可以将加密的卡数据发送到键盘。键盘可以解密加密的卡数据。键盘可以对已解密的卡片数据和接收到的用户PIN进行加密。卡片数据和PIN可由机器授权用户执行涉及该帐户的财务转移。

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