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    • 52. 发明申请
    • Method, system, and product for providing a graphical and interactive financial planning tool
    • 方法,系统和产品,用于提供图形和互动的财务计划工具
    • US20050044028A1
    • 2005-02-24
    • US10645179
    • 2003-08-21
    • Robert Torres
    • Robert Torres
    • G06Q10/00G06F17/60
    • G06Q10/10G06Q40/06
    • A system, method, and product are disclosed in a data processing system for providing a financial planning tool. A two-dimensional coordinate system having time depicted along a first axis and value depicted along a second axis is displayed. The first axis is divided into multiple time periods. A different investment plan is specified for each time period by specifying assumptions and a percentage allocation. Assumptions are specified regarding projected growth and anticipated contribution for each type of investment. A percentage allocation is specified of all investments to be held among each type of investment. An investment graph is generated, utilizing the coordinate system, that depicts a total value of all investments held as well as a change over time of the total value during each time period. The investment graph is graphically depicted utilizing a graphical user interface in order to provide a financial planning tool.
    • 在用于提供财务计划工具的数据处理系统中公开了一种系统,方法和产品。 显示具有沿着第一轴线描绘的时间和沿着第二轴线描绘的值的二维坐标系。 第一轴分为多个时间段。 通过指定假设和百分比分配,为每个时间段指定了不同的投资计划。 对于每种类型的投资的预计增长和预期贡献确定假设。 指定在每种类型的投资之间进行的所有投资的百分比分配。 生成投资图,利用坐标系,描绘了所有投资的总价值以及每个时间段内总价值的变化。 使用图形用户界面图形地描绘投资图,以便提供财务规划工具。