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41. 发明授权

US07431206B2 Automated banking machine with improved resistance to fraud 有权
标题翻译：自动银行机具有改善的抗欺诈能力
公开(公告)号：US07431206B2
公开(公告)日：2008-10-07
申请号：US11796861
申请日：2007-04-30
申请人： Natarajan Ramachandran , Jeffery M. Enright , Dale H. Blackson
发明人： Natarajan Ramachandran , Jeffery M. Enright , Dale H. Blackson
IPC分类号： G06F19/00
CPC分类号： G07F19/2055 , G07F19/20 , G07F19/207
摘要： An automated banking machine has sensing devices adjacent a card reader slot. The sensing devices enable detection of a fraudulent card reading device.
摘要翻译：自动银行机具有与读卡器插槽相邻的感测装置。感测装置能够检测欺诈性读卡装置。

42. 发明授权

US06983879B2 Cash dispensing automated banking machine with improved resistance to fraud 有权
标题翻译：现金分发自动银行机具有改善的抗欺诈能力
公开(公告)号：US06983879B2
公开(公告)日：2006-01-10
申请号：US10721933
申请日：2003-11-24
申请人： Natarajan Ramachandran , Jeffery M. Enright , Dale H. Blackson , Zachary Utz , Kenneth Turocy , Jim Booth , Paul D. Magee , Dave Barker
发明人： Natarajan Ramachandran , Jeffery M. Enright , Dale H. Blackson , Zachary Utz , Kenneth Turocy , Jim Booth , Paul D. Magee , Dave Barker
IPC分类号： G06F17/60
CPC分类号： G06Q20/18 , G07F19/20 , G07F19/201 , G07F19/205 , G07F19/2055 , G07F19/207
摘要： An automated banking machine (10) includes a controller (72) in the machine operative to selectively illuminate light emitting devices (118, 126) for purposes of facilitating user operation of the machine. Sensing devices (128) adjacent a card reader slot (28) on the machine enables the controller to detect the presence of unauthorized card reading devices. Structural features adjacent to a card reader slot (242) further reduce the risk of the undetected installation of unauthorized card reading devices.
摘要翻译：自动银行机器（10）包括在机器中的控制器（72），其操作以选择性地照亮发光装置（118,126），以便于机器的用户操作。与机器上的读卡器插槽（28）相邻的传感装置（128）使得控制器能够检测未经授权的读卡装置的存在。与读卡器插槽（242）相邻的结构特征进一步降低未检测到未经授权的读卡装置安装的风险。

43. 发明授权

US08317092B2 Automated banking machine that outputs interference signals that jam reading ability of unauthorized card readers 有权
公开(公告)号：US08317092B2
公开(公告)日：2012-11-27
申请号：US13479713
申请日：2012-05-24
申请人： Natarajan Ramachandran , Jeffery M. Enright , Dale H. Blackson , Edward L. Laskowski , Carole Laskowski, legal representative
发明人： Natarajan Ramachandran , Jeffery M. Enright , Dale H. Blackson , Edward L. Laskowski
IPC分类号： G06K5/00
CPC分类号： G07F19/20 , G06Q20/1085 , G06Q20/18 , G07F19/201 , G07F19/2055 , G07F19/207 , G07F19/211
摘要： A cash dispensing automated banking machine includes a card reader associated with a card slot. An anti-fraud sensing device is able to sense ambient light or generated radiation that passes to the sensing device through the card reader slot. The installation of an unauthorized card reading device on the machine changes at least one property sensed by the sensing device. A controller in the machine receives signals from the sensing device, and determines if an unauthorized card reading device has been installed.

44. 发明授权

US07798395B2 Automated banking machine with improved resistance to fraud 有权
公开(公告)号：US07798395B2
公开(公告)日：2010-09-21
申请号：US11542644
申请日：2006-10-03
申请人： Natarajan Ramachandran , Jeffery M. Enright , Dale H. Blackson , Edward L. Laskowski , Carole Laskowski, legal representative
发明人： Natarajan Ramachandran , Jeffery M. Enright , Dale H. Blackson , Edward L. Laskowski
IPC分类号： G06F17/60
CPC分类号： G07F19/20 , G06Q20/1085 , G06Q20/18 , G07F19/201 , G07F19/2055 , G07F19/207 , G07F19/211
摘要： A cash dispensing automated banking machine includes a card reader associated with a card slot. An anti-fraud sensing device is able to sense ambient light or generated radiation that passes to the sensing device through the card reader slot. The installation of an unauthorized card reading device on the machine changes at least one property sensed by the sensing device. A controller in the machine receives signals from the sensing device, and determines if an unauthorized card reading device has been installed.

45. 发明申请

US20100176191A1 Automated banking machine with improved resistance to fraud 有权
公开(公告)号：US20100176191A1
公开(公告)日：2010-07-15
申请号：US12661499
申请日：2010-03-18
申请人： Natarajan Ramachandran , Jeffery M. Enright , Dale H. Blackson , Edward L. Laskowski , Carole Laskowski
发明人： Natarajan Ramachandran , Jeffery M. Enright , Dale H. Blackson , Edward L. Laskowski , Carole Laskowski
IPC分类号： G07F19/00 , G06K5/00
CPC分类号： G07F19/20 , G06Q20/1085 , G06Q20/18 , G07F19/201 , G07F19/2055 , G07F19/207 , G07F19/211
摘要： A cash dispensing automated banking machine includes a card reader associated with a card slot. An anti-fraud sensing device is able to sense ambient light or generated radiation that passes to the sensing device through the card reader slot. The installation of an unauthorized card reading device on the machine changes at least one property sensed by the sensing device. A controller in the machine receives signals from the sensing device, and determines if an unauthorized card reading device has been installed.

46. 发明授权

US07686212B2 Automated banking machine operated responsive to data bearing records and with improved resistance to fraud 有权
标题翻译：自动银行业务响应数据记录并改善抵制欺诈行为
公开(公告)号：US07686212B2
公开(公告)日：2010-03-30
申请号：US12287058
申请日：2008-10-03
申请人： Natarajan Ramachandran , Jeffery M. Enright , Dale H. Blackson
发明人： Natarajan Ramachandran , Jeffery M. Enright , Dale H. Blackson
IPC分类号： G07F19/00
CPC分类号： G07F19/2055 , G07F19/20 , G07F19/207
摘要： An automated banking machine that operates responsive to data read from data bearing records has sensing devices adjacent a card reader slot. The sensing devices enable detection of a fraudulent card reading device.
摘要翻译：响应于从数据承载记录读取的数据操作的自动银行机器具有与读卡器插槽相邻的感测装置。感测装置能够检测欺诈性读卡装置。

47. 发明授权

US07583290B2 Cash dispensing automated banking machine with improved fraud detection capabilities 有权
标题翻译：现金分发自动银行机具有改进的欺诈检测能力
公开(公告)号：US07583290B2
公开(公告)日：2009-09-01
申请号：US10796506
申请日：2004-03-09
申请人： Jeffery M. Enright , Thomas S. Mason , Dean Stewart , Dale H. Blackson , Natarajan Ramachandran
发明人： Jeffery M. Enright , Thomas S. Mason , Dean Stewart , Dale H. Blackson , Natarajan Ramachandran
IPC分类号： H04N7/18
CPC分类号： G06Q20/18 , G07F19/20 , G07F19/201 , G07F19/205 , G07F19/207 , G07F19/211 , H04N7/188
摘要： An automated banking machine is operative to dispense cash to authorized users. The user interface of the machine includes features for detection of fraudulent activities at the machine. Sensors are provided for detecting the installation of unauthorized card reading devices adjacent the card reader. Vibration sensors are used to detect the installation of unauthorized card reading or bill trap devices. A machine controller or other processor is programmed to detect events or circumstances which may indicate that improper activity is occurring. Cameras are used to capture images of the user interface. Changes in the images are analyzed by a computer to detect the installation of unauthorized devices.
摘要翻译：自动银行机可以向授权用户分配现金。机器的用户界面包括用于检测机器上的欺诈活动的功能。提供传感器用于检测与读卡器相邻的未经授权的读卡装置的安装。振动传感器用于检测未经授权的读卡装置的安装，或者是采用窃电设备。机器控制器或其他处理器被编程以检测可能指示发生不正当活动的事件或情况。相机用于捕获用户界面的图像。计算机分析图像的变化，以检测未经授权的设备的安装。

48. 发明授权

US07483848B2 Automated banking machine with improved resistance to fraud 有权
标题翻译：自动银行机具有改善的抗欺诈能力
公开(公告)号：US07483848B2
公开(公告)日：2009-01-27
申请号：US10601950
申请日：2003-06-23
申请人： Jeffery M. Enright , Thomas S. Mason , Dean Stewart , Natarajan Ramachandran , Dale H. Blackson
发明人： Jeffery M. Enright , Thomas S. Mason , Dean Stewart , Natarajan Ramachandran , Dale H. Blackson
IPC分类号： G06Q40/00
CPC分类号： G06Q20/18 , G06Q40/00 , G07F19/20 , G07F19/201 , G07F19/2055 , G07F19/207 , H04N7/188
摘要： An automated banking machine (10) includes a lockable first fascia portion (20) which when unlocked enables access to a chest lock input device (104), inputs to which enable opening a chest door (18) of the machine. Opening the first fascia portion also enables access to an actuator (116) which enables moving a second fascia portion (22) for conducting service activities. A baffle structure (164) is positioned on the housing adjacent the second fascia portion to enable cooling air flow within the housing of the machine and to prevent the introduction of moisture into the housing. A controller (72) in the machine selectively illuminates light emitting devices (118, 126) for purposes of facilitating user operation of the machine. Sensing devices (128) adjacent a card reader slot (28) on the machine enables the controller to detect the presence of a fraud device or unauthorized card reading devices.
摘要翻译：自动银行机器（10）包括可锁定的第一面板部分（20），当被解锁时，可以访问胸锁锁输入装置（104），输入能够打开机器的胸部门（18）。打开第一面板部分还使得能够进入能够移动第二面板部分（22）以进行服务活动的致动器（116）。挡板结构（164）被定位在与第二面板部分相邻的壳体上，以使得能够在机器的壳体内冷却空气流，并且防止湿气引入到壳体中。机器中的控制器（72）为了便于用户操作机器而选择性地照亮发光装置（118,126）。与机器上的读卡器插槽（28）相邻的传感设备（128）使得控制器能够检测到欺诈设备或未经授权的读卡设备的存在。

49. 发明授权

US07240827B2 Automated banking machine with improved resistance to fraud 有权
标题翻译：自动银行机具有改善的抗欺诈能力
公开(公告)号：US07240827B2
公开(公告)日：2007-07-10
申请号：US10601813
申请日：2003-06-23
申请人： Natarajan Ramachandran , Jeffery M. Enright , Dale H. Blackson
发明人： Natarajan Ramachandran , Jeffery M. Enright , Dale H. Blackson
IPC分类号： G06Q40/00
CPC分类号： G07F19/2055 , G07F19/20 , G07F19/207
摘要： An automated banking machine (10) includes a lockable first fascia portion (20) which when unlocked enables access to a chest lock input device (104), inputs to which enable opening a chest door (18) of the machine. Opening the first fascia portion also enables access to an actuator (116) which enables moving a second fascia portion (22) for conducting service activities. A baffle structure (164) is positioned on the housing adjacent the second fascia portion to enable cooling air flow within the housing of the machine and to prevent the introduction of moisture into the housing. A controller (72) in the machine selectively illuminates light emitting devices (118, 126) for purposes of facilitating user operation of the machine. Sensing devices (128) adjacent a card reader slot (28) on the machine enables the controller to detect the presence of a fraud device or unauthorized card reading devices.
摘要翻译：自动银行机器（10）包括可锁定的第一面板部分（20），当被解锁时，可以访问胸锁锁输入装置（104），输入能够打开机器的胸部门（18）。打开第一面板部分还使得能够进入能够移动第二面板部分（22）以进行服务活动的致动器（116）。挡板结构（164）被定位在与第二面板部分相邻的壳体上，以使得能够在机器的壳体内冷却空气流，并且防止湿气引入到壳体中。机器中的控制器（72）为了便于用户操作机器而选择性地照亮发光装置（118,126）。与机器上的读卡器插槽（28）相邻的传感设备（128）使得控制器能够检测到欺诈设备或未经授权的读卡设备的存在。

50. 发明授权

US08430305B2 Automated banking machine operated responsive to data bearing records with improved resistance to fraud 有权
标题翻译：自动银行业务响应数据记录，改善抵制欺诈行为
公开(公告)号：US08430305B2
公开(公告)日：2013-04-30
申请号：US13555256
申请日：2012-07-23
申请人： Randall Jenkins , Songtao Ma , Natarajan Ramachandran , Jeffery M. Enright , Dale H. Blackson
发明人： Randall Jenkins , Songtao Ma , Natarajan Ramachandran , Jeffery M. Enright , Dale H. Blackson
IPC分类号： G06F17/60
CPC分类号： G07F19/20 , G06Q40/00 , G07F19/2055
摘要： A banking system machine is controlled responsive to data read from data bearing records. The machine includes a card reader, a keypad, a cash dispenser, a cash outlet, a deposit accepting opening, and other transaction locations that may be susceptible to the installation of fraud devices. An anti-fraud sensing system is operative in the machine to sense the probable installation of unauthorized devices on the machine. Such unauthorized devices may include fraudulent card reading devices, fraudulent keypad input intercepting devices, cash outlet trap devices, and deposit input diversion devices.
摘要翻译：响应于从数据记录读取的数据控制银行系统机器。该机器包括读卡器，小键盘，自动提款机，现金出口，存款接收开口以及可能易于安装欺诈设备的其他交易地点。防欺诈感测系统在机器中操作以感测未经授权的设备在机器上的可能安装。这种未经授权的设备可能包括欺诈性读卡设备，欺诈键盘输入拦截设备，现金出口陷阱设备和存款输入转移设备。

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