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41. 发明申请

US20080319911A1 FINANCIAL TRANSACTION TOKEN WITH ONBOARD POWER SOURCE 有权
标题翻译：财务交易托盘与电源
公开(公告)号：US20080319911A1
公开(公告)日：2008-12-25
申请号：US11767144
申请日：2007-06-22
申请人： Patrick L. Faith , Ayman A. Hammad
发明人： Patrick L. Faith , Ayman A. Hammad
IPC分类号： G06Q30/00 , H04L9/00
CPC分类号： G06K19/077 , G06Q20/341 , G06Q20/3415 , G06Q20/352 , G06Q20/367 , G07F7/082 , G07F7/084 , G07F7/1008
摘要： There is provided a card or token for use in financial transactions. The financial transaction token or card has an onboard energy storage device that enables onboard electronics to operate when the card is not in the proximity of a merchant Point-Of-Service (POS) terminal. In one implementation, the onboard energy storage device includes a capacitor such as a thin-film capacitor that stores sufficient energy to power onboard electronics without the need for an onboard battery. The card may be incorporated within various conventional apparatus such as a see-through and/or protective substrate, an item of clothing, an item of jewelry, a cell phone, a Personal Digital Assistant (PDA), a credit card, an identification card, a money holder, a wallet, a personal organizer, a keychain payment tag, and like personality.
摘要翻译：提供了用于金融交易的卡或令牌。金融交易令牌或卡片具有板载能量存储装置，当卡不在商业服务点（POS）终端附近时，能使板载电子设备工作。在一个实施方式中，车载能量存储装置包括诸如薄膜电容器的电容器，其存储足够的能量来为车载电子设备供电，而不需要车载电池。卡可以并入各种常规设备中，例如透视和/或保护性基板，服装项目，珠宝项目，手机，个人数字助理（PDA），信用卡，身份证，钱夹，钱包，个人组织者，钥匙扣付款标签等个性。

42. 发明授权

US07227950B2 Distributed quantum encrypted pattern generation and scoring 有权
标题翻译：分布式量子加密模式生成和评分
公开(公告)号：US07227950B2
公开(公告)日：2007-06-05
申请号：US10085641
申请日：2002-02-26
申请人： Patrick L. Faith , Kevin P. Siegel
发明人： Patrick L. Faith , Kevin P. Siegel
IPC分类号： H04L9/00
CPC分类号： G06Q30/06 , G06Q20/382 , G06Q40/02 , G06Q40/025
摘要： Transaction scoring is performed in a distributed manner across a client-server computing system. A computing system for processing a transaction includes a server system and a client system. The server system is arranged to process information associated with the transaction, while the client system communicates with the server system and includes a key engine which is arranged to generate keys. The client system and the server system are arranged to cooperate to assess risk associated with the transaction. The client is arranged to send the keys generated by the key engine as a transaction to the server system.
摘要翻译：通过客户端 - 服务器计算系统以分布式方式执行事务评分。用于处理事务的计算系统包括服务器系统和客户端系统。服务器系统被布置为处理与事务相关联的信息，而客户端系统与服务器系统通信并且包括被配置为生成密钥的密钥引擎。安排客户系统和服务器系统合作评估与交易相关的风险。客户端被安排为将密钥引擎生成的密钥作为事务发送到服务器系统。

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