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    • 35. 发明申请
    • System and process for local acquisition of products priced online
    • 本地收购在线产品的系统和流程
    • US20060195368A1
    • 2006-08-31
    • US11410342
    • 2006-04-24
    • Jay WalkerJames JoraschAndrew Van Luchene
    • Jay WalkerJames JoraschAndrew Van Luchene
    • G06Q30/00
    • G06Q30/02G06Q20/00G06Q20/04G06Q20/12G06Q30/0601G06Q30/0609G06Q30/0611G06Q30/0613G06Q30/0625G06Q30/0635G06Q30/0641G07F7/00
    • A system and process for establishing prices for products on line and for allowing acquisition of those products from retailers that honor such prices. The system and process involve a customer having a credit card account, a computer terminal configured to access a network, and a central authority coupled to the computer terminal via the network. The central authority maintains information about a product and a corresponding price. The price is established by the central authority and the central authority is configured to communicate the information about the product and the price to the customer via the network. Also involved is a credit card processor that is coupled to the central authority. The credit card processor is configured to query the information maintained by the central authority and to receive the price from the central authority. A retailer is involved and includes a point-of-sale system coupled to the central authority and to the credit card processor. The retailer is configured to deliver the product to the customer after the customer purchases the product from the retailer via his credit card account or other form of payment at the price established by the central authority and provided to the retailer and the point-of-sale system by the credit card processor.
    • 建立线上产品价格并允许从享有这种价格的零售商那里获得这些产品的制度和流程。 系统和过程涉及具有信用卡帐户的客户,被配置为访问网络的计算机终端,以及经由网络耦合到计算机终端的中央机构。 中央机关维护有关产品和相应价格的信息。 价格由中央机构确定,中央机关配置为通过网络向客户传达关于产品和价格的信息。 还涉及到一个信用卡处理器,耦合到中央机构。 信用卡处理器被配置为查询中央机构维护的信息并从中央机构接收价格。 涉及零售商,并且包括与中央机构和信用卡处理器相连的销售点系统。 零售商被配置为在客户通过信用卡账户或其他形式的付款从零售商购买产品之后,以中央机构建立的价格向客户提供产品,并提供给零售商和销售点 系统由信用卡处理器。
    • 38. 发明申请
    • SYSTEMS AND METHODS WHEREIN A TRANSFER CODE FACILITATES A TRANSACTION BETWEEN A SELLER AND A BUYER
    • 转让代码之间的系统和方法适用于卖方与买方之间的交易
    • US20080059329A1
    • 2008-03-06
    • US11928085
    • 2007-10-30
    • Andrew LucheneJay WalkerGeoffrey GelmanKathleen LucheneDeirdre O'Shea
    • Andrew LucheneJay WalkerGeoffrey GelmanKathleen LucheneDeirdre O'Shea
    • G06Q30/00
    • G06Q30/0603G06Q30/0609G06Q30/0635
    • Systems and methods are provided to facilitate a transaction between a seller interested in selling an item and a buyer interested in making a purchase. According to one embodiment, a transfer code is transmitted to the buyer. The transfer code is then received from the seller as an indication that the buyer has received the item. After the transfer code is received, it may be arranged for the seller to receive payment in exchange for providing the item to the buyer. In another embodiment, it is arranged for the buyer to purchase the item from the seller, and a transfer code is transmitted to the seller. In this case, the transfer code may be received from the buyer as an indication that he or she has received the item from the seller. According to another embodiment, a delivery code is received from the seller after it is arranged for the buyer to purchase the item. After the delivery code is received, it is arranged for the seller to receive payment in exchange for providing the item to the buyer.
    • 提供系统和方法以促进有兴趣销售商品的商家和有兴趣购买的买方之间的交易。 根据一个实施例,传送代码被传送给买方。 然后从卖方接收转让代码作为买方已收到物品的指示。 在接收到转移代码之后,可以安排卖方接收付款以换取将物品提供给买方。 在另一个实施例中,它被安排为买方从卖方购买物品,并且向卖方传送转移代码。 在这种情况下,可以从买方接收转让代码作为他或她已经从卖方接收到该物品的指示。 根据另一个实施例,在为买方安排购买物品之后,从卖方接收送货代码。 在收到交货代码之后,安排卖方接收付款以换取将物品提供给买方。