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    • 29. 发明申请
    • METHOD AND APPARATUS FOR OFFERING FORWARD COMMITMENT AGREEMENTS
    • 提供前期承诺协议的方法和装置
    • US20060242019A1
    • 2006-10-26
    • US11427422
    • 2006-06-29
    • Jay WALKERJames JoraschRussell SammonGeoffrey GelmanMagdalena FinchamLeonardo BoothSteven Santisi
    • Jay WALKERJames JoraschRussell SammonGeoffrey GelmanMagdalena FinchamLeonardo BoothSteven Santisi
    • G06Q30/00G06F7/08
    • G06Q30/02G06Q30/0207G06Q30/0217G06Q30/0236
    • The invention includes a system and method for presenting forward commitment agreements to consumers proximate to a benefit dispensing device such as a vending machine or an automatic teller machine. A controller is in communication with one or more benefit dispensing devices and one or more merchant devices. Merchants devise forward commitment agreements to be offered to consumers. Such agreements specify a benefit that will be provided to a consumer immediately if the consumer agrees to fulfill a commitment in the future. Using a merchant device, a merchant communicates descriptions of the forward commitment agreements to the controller. When a consumer subsequently accesses a benefit dispensing device, the controller, via the benefit dispensing device, offers a forward commitment agreement to the consumer. If the consumer chooses to enter into the forward commitment agreement, then the benefit dispensing device provides the consumer with an immediate benefit. In some embodiments, the merchant subsequently reimburses the controller for the benefit provided to the consumer.
    • 本发明包括一种用于向诸如自动售货机或自动取款机等益处分配装置附近的消费者呈现前进承诺协议的系统和方法。 控制器与一个或多个有益分配装置和一个或多个商业装置通信。 商家制定向消费者提供的远期承诺协议。 这样的协议规定了如果消费者同意在将来履行承诺时立即向消费者提供的利益。 使用商家设备,商家将向远程承诺协议的描述传达给控制器。 当消费者随后访问益处分配装置时,控制器经由利益分配装置向消费者提供远期承诺协议。 如果消费者选择订立转发承诺协议,那么利益分配装置为消费者提供即时利益。 在一些实施例中,商家随后向控制者偿还提供给消费者的利益。