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21. 发明授权

US07797198B1 Providing an invocable composite network service based on multiple other invocable constituent network services 有权
标题翻译：提供基于多个其他可调节组成网络服务的可调整复合网络服务
公开(公告)号：US07797198B1
公开(公告)日：2010-09-14
申请号：US11207179
申请日：2005-08-17
申请人： Robert Frederick , Gunavardhan Kakulapati , Ashish Agrawal , James R. McCann, III
发明人： Robert Frederick , Gunavardhan Kakulapati , Ashish Agrawal , James R. McCann, III
IPC分类号： G06Q30/00
CPC分类号： G06Q30/06 , G06Q30/0601
摘要： Techniques are described for assisting users in dynamically creating and using composite services that are based on other constituent services. In some situations, each constituent service is a Web service (“WS”), and each composite service is a new WS whose execution involves dynamically invoking multiple specified constituent WSes in a specified manner. Such techniques may be used, for example, in conjunction with an electronic WS marketplace via which third-party WS providers make their WSes available to third-party WS consumers who locate and purchase access to those WSes, such as to allow a user to dynamically create a new composite WS that is based on one or more WSes available from other WS providers and that reflects any constraints of the WS marketplace, with the composite WS available for use by other WS consumers. This abstract is not intended for use in interpreting or limiting the scope of the claims.
摘要翻译：描述了帮助用户动态创建和使用基于其他构成服务的复合服务的技术。在某些情况下，每个组件服务是一个Web服务（“WS”），每个组合服务是一个新的WS，其执行涉及以指定的方式动态地调用多个指定的组件WSes。这样的技术可以例如与电子WS市场结合使用，第三方WS提供商通过该WS市场将其WSes可用于定位和购买对这些WSes的访问的第三方WS消费者，例如允许用户动态创建一个基于一个或多个可从其他WS提供者获得的WSes并且反映WS市场的任何限制的新的复合WS，其中复合WS可供其他WS消费者使用。本摘要不旨在用于解释或限制权利要求的范围。

22. 发明授权

US09324098B1 Hosted payment service system and method 有权
标题翻译：托管支付服务体系和方法
公开(公告)号：US09324098B1
公开(公告)日：2016-04-26
申请号：US12265554
申请日：2008-11-05
申请人： Ashish Agrawal , Mohammed Sujayath Ali , Sravana Kumar Karnati , James Vernon Reagan , Dilip Kumar Sivasankar , Mark V. Stabingas
发明人： Ashish Agrawal , Mohammed Sujayath Ali , Sravana Kumar Karnati , James Vernon Reagan , Dilip Kumar Sivasankar , Mark V. Stabingas
IPC分类号： G06Q30/04
CPC分类号： G06Q30/04 , G06Q20/02 , G06Q20/0855 , G06Q20/12 , G06Q20/363 , G06Q20/4012 , G06Q30/0641
摘要： Various embodiments of a hosted payment service are disclosed. In some embodiments, a merchant can enable customer use of the payment service by adding a line or sequence of widget code to a web page, such as a shopping cart page, of the merchant's site. Thereafter, a user who is registered with the payment service can invoke the payment service and complete a purchase transaction directly from the merchant site. For example, while viewing a shopping cart page, the user may be able to securely interact with the payment service and complete the purchase transaction via a transaction display object that is incorporated into the shopping cart page. In some embodiments, the transaction display object prompts the registered customer to enter a secondary authentication input, and the payment service uses this input in combination with a browser cookie to authenticate the user.
摘要翻译：公开了托管支付服务的各种实施例。在一些实施例中，商家可以通过向商店网站的网页（例如购物车页面）添加一行或一列的小部件代码来使客户能够使用支付服务。此后，向支付服务注册的用户可以直接从商家站点调用支付服务并完成购买交易。例如，在查看购物车页面的同时，用户可以能够安全地与支付服务交互，并且通过并入到购物车页面中的交易显示对象来完成购买交易。在一些实施例中，交易显示对象提示注册的客户输入辅助认证输入，并且支付服务将该输入与浏览器cookie组合使用以验证用户。

23. 发明授权

US08782074B1 Method and system for identifying information relevant to content 有权
标题翻译：用于识别与内容相关的信息的方法和系统
公开(公告)号：US08782074B1
公开(公告)日：2014-07-15
申请号：US12729115
申请日：2010-03-22
申请人： Ashish Agrawal , Robert Frederick
发明人： Ashish Agrawal , Robert Frederick
IPC分类号： G06F17/30
CPC分类号： G06F17/30864 , G06Q30/02 , G06Q30/0603 , H04L67/02
摘要： A method and system for identifying information to be associated with content of a display page. The system provides a web service through which associates of a vendor can request and receive information such as product data to be displayed on the associate's display pages. The system may receive from an associate's computer a request for product data that may include content derived from a web page on which the product is to be displayed. Upon receiving the request, the system identifies a query based on popularity of the query among users, executes the query, and provides an associate with information relating to the results of the executed query.
摘要翻译：用于识别与显示页面的内容相关联的信息的方法和系统。该系统提供一种Web服务，通过该Web服务，供应商的关联者可以请求和接收要显示在员工的显示页面上的产品数据等信息。系统可以从员工计算机接收对产品数据的请求，该请求可以包括从要在其上显示该产品的网页导出的内容。在接收到请求之后，系统基于用户中查询的流行度来识别查询，执行查询，并且向与关联者提供与执行查询的结果有关的信息。

24. 发明授权

US08740067B1 Secondary verification 有权
标题翻译：次要验证
公开(公告)号：US08740067B1
公开(公告)日：2014-06-03
申请号：US13407904
申请日：2012-02-29
申请人： Ammar Chinoy , Michael Donikian , Ashish Agrawal , Amit Bhosle
发明人： Ammar Chinoy , Michael Donikian , Ashish Agrawal , Amit Bhosle
IPC分类号： G06K5/00
CPC分类号： G06Q20/42 , G06Q20/35785 , G06Q20/4014
摘要： Disclosed are various embodiments for implementing secondary verification of user accounts through the use of near field communication devices. A first account code and first verification code are stored in a memory accessible to a computing device, wherein the first account code is associated with a payment instrument. A second account code is received in a charge request from a transaction client. A second verification code is further obtained from a client device. A determination is made as to whether to approve charging of an account based at least on whether the second verification code received in the computing device matches the first verification code.
摘要翻译：公开了通过使用近场通信设备来实现用户帐户的二次验证的各种实施例。第一帐户代码和第一验证码存储在计算设备可访问的存储器中，其中第一帐户代码与支付工具相关联。来自交易客户端的收费请求中收到第二个帐号。从客户端设备进一步获得第二验证码。至少基于在计算设备中接收的第二验证码是否匹配第一验证码，确定是否批准帐户的计费。

25. 发明申请

US20130228616A1 Dynamic Payment Card 审中-公开
标题翻译：动态支付卡
公开(公告)号：US20130228616A1
公开(公告)日：2013-09-05
申请号：US13411150
申请日：2012-03-02
申请人： Amit Bhosle , Ammar Chinoy , Michael Donikian , Ashish Agrawal
发明人： Amit Bhosle , Ammar Chinoy , Michael Donikian , Ashish Agrawal
IPC分类号： G06K19/073 , G06K19/06 , G06F17/00
CPC分类号： G06Q20/227 , G06Q20/341 , G06Q20/354 , G07F7/1008
摘要： Disclosed are various embodiments for the creation of a payment card that is programmable by a user in order to access one or more accounts from multiple financial institutions and/or other institutions. The payment card includes an account selection application that facilitates selection of one of the transaction accounts associated with the payment card. A processor circuit then determines a code that corresponds with the respective one of the transaction accounts and facilitates the embodiment of the corresponding code to a dynamic magnetic strip located on the payment card.
摘要翻译：公开了用于创建可由用户编程以便从多个金融机构和/或其他机构访问一个或多个账户的支付卡的各种实施例。支付卡包括便于选择与支付卡相关联的一个交易账户的账户选择应用程序。处理器电路然后确定与交易账户中的相应一个相对应的代码，并且将对应代码的实施方式便于位于支付卡上的动态磁条。

26. 发明申请

US20130226788A1 Payment Account Management 审中-公开
标题翻译：付款账户管理
公开(公告)号：US20130226788A1
公开(公告)日：2013-08-29
申请号：US13407912
申请日：2012-02-29
申请人： Michael Donikian , Amit Bhosle , Ammar Chinoy , Ashish Agrawal , Jeffrey D. Hatfield , Gurbinder S. Gill , Kurt Kufeld
发明人： Michael Donikian , Amit Bhosle , Ammar Chinoy , Ashish Agrawal , Jeffrey D. Hatfield , Gurbinder S. Gill , Kurt Kufeld
IPC分类号： G06Q40/00
CPC分类号： G06Q30/0255 , G06Q20/3572 , G06Q20/405 , G06Q30/0601
摘要： Disclosed are various embodiments for charging one or more accounts based on user-created business rules for transactions that occur on a master account. The transaction management application identifies the master account associated with the charge request. Once the master account has been identified, the transaction management application determines which of the other accounts to charge or debit for the charge request.
摘要翻译：公开了用于根据主账户上发生的交易的用户创建的业务规则为一个或多个账户计费的各种实施例。交易管理应用程序标识与收费请求相关联的主账户。一旦主帐户被识别，交易管理应用程序确定哪个其他帐户要为收费请求收费或借记。

27. 发明授权

US08266014B1 Method and medium for creating a ranked list of products 有权
标题翻译：创建产品排名列表的方法和介质
公开(公告)号：US08266014B1
公开(公告)日：2012-09-11
申请号：US12683539
申请日：2010-01-07
申请人： Amit Bhosle , Ashish Agrawal
发明人： Amit Bhosle , Ashish Agrawal
IPC分类号： G06Q30/00
CPC分类号： G06Q30/0278
摘要： A shared “universal” virtual shopping cart (“the cart”) may be provided by a host to enable information sharing between multiple disparate electronic marketplaces provided by various merchants. The host may obtain user information via the cart to improve interactions with a user. The host may recommend an item to the user that is offered at a lower price and related to an item retained in the user's cart. The host may also recommend items based on a user's purchase history, such as complementary items (e.g., up-sell items) and items other users may recommend. In some aspects, the host may compile best selling lists based on data from multiple electronic marketplaces. The host may also perform user specific operations such as indicate an item in a cart is a duplicate of a previous purchase and monitor a price and/or available quantities of an item in the cart.
摘要翻译：可以由主机提供共享的“通用”虚拟购物车（“购物车”），以实现由各种商家提供的多个不同的电子市场之间的信息共享。主机可以通过购物车获得用户信息，以改善与用户的交互。主持人可以向用户推荐以较低价格提供并与用户购物车中保留的物品相关的用户的物品。主持人还可以基于用户的购买历史来推荐商品，例如补充商品（例如，上销商品）和其他用户可能推荐的商品。在某些方面，主机可以根据来自多个电子市场的数据编制最佳销售列表。主机还可以执行用户特定的操作，例如指示购物车中的商品是先前购买的副本，并监视购物车中的商品的价格和/或可用数量。

28. 发明授权

US08019652B1 Execution of composite services 有权
标题翻译：执行复合服务
公开(公告)号：US08019652B1
公开(公告)日：2011-09-13
申请号：US12709324
申请日：2010-02-19
申请人： Robert Frederick , Gunavardhan Kakulapati , Ashish Agrawal , James R. McCann, III
发明人： Robert Frederick , Gunavardhan Kakulapati , Ashish Agrawal , James R. McCann, III
IPC分类号： G06Q30/00 , G06F15/00 , G06F15/16
CPC分类号： G06Q30/06 , G06Q30/0601
摘要： Techniques are described for assisting users in dynamically creating and using composite services that are based on other constituent services. In some situations, each constituent service is a Web service (“WS”), and each composite service is a new WS whose execution involves dynamically invoking multiple specified constituent WSes in a specified manner. Such techniques may be used, for example, in conjunction with an electronic WS marketplace via which third-party WS providers make their WSes available to third-party WS consumers who locate and purchase access to those WSes, such as to allow a user to dynamically create a new composite WS that is based on one or more WSes available from other WS providers and that reflects any constraints of the WS marketplace, with the composite WS available for use by other WS consumers. This abstract is not intended for use in interpreting or limiting the scope of the claims.
摘要翻译：描述了帮助用户动态创建和使用基于其他构成服务的复合服务的技术。在某些情况下，每个组件服务是一个Web服务（“WS”），每个组合服务是一个新的WS，其执行涉及以指定的方式动态地调用多个指定的组件WSes。这样的技术可以例如与电子WS市场结合使用，第三方WS提供商通过该电子WS市场将其WSes可用于定位和购买对这些WSes的访问的第三方WS消费者，例如允许用户动态创建一个基于一个或多个可从其他WS提供者获得的WSes并且反映WS市场的任何限制的新的复合WS，其中复合WS可供其他WS消费者使用。本摘要不旨在用于解释或限制权利要求的范围。

29. 发明授权

US07739295B1 Method and system for identifying information relevant to content 有权
标题翻译：用于识别与内容相关的信息的方法和系统
公开(公告)号：US07739295B1
公开(公告)日：2010-06-15
申请号：US10601013
申请日：2003-06-20
申请人： Ashish Agrawal , Robert Frederick
发明人： Ashish Agrawal , Robert Frederick
IPC分类号： G06F17/30 , G06F15/16
CPC分类号： G06F17/30864 , G06Q30/02 , G06Q30/0603 , H04L67/02
摘要： A method and system for identifying information to be associated with content of a display page. The system provides a web service through which associates of a vendor can request and receive information such as product data to be displayed on the associate's display pages. The system may receive from an associate's computer a request for product data that may include content derived from a web page on which the product is to be displayed. Upon receiving the request, the system identifies a query based on popularity of the query among users, executes the query, and provides an associate with information relating to the results of the executed query.
摘要翻译：一种用于识别与显示页面的内容相关联的信息的方法和系统。该系统提供一种Web服务，通过该Web服务，供应商的关联者可以请求和接收要显示在员工的显示页面上的产品数据等信息。系统可以从员工计算机接收对产品数据的请求，该请求可以包括从要在其上显示该产品的网页导出的内容。在接收到请求之后，系统基于用户中查询的流行度来识别查询，执行查询，并且向与关联者提供与执行查询的结果有关的信息。

30. 发明授权

US08997005B1 Method and system for conducting a chat 有权
标题翻译：进行聊天的方法和系统
公开(公告)号：US08997005B1
公开(公告)日：2015-03-31
申请号：US13224260
申请日：2011-09-01
申请人： Hilliard B. Siegel , Ashish Agrawal , Ezra Cooper , Robert Frederick
发明人： Hilliard B. Siegel , Ashish Agrawal , Ezra Cooper , Robert Frederick
IPC分类号： G06F3/00 , H04L29/06
CPC分类号： H04L29/06476 , G06Q10/10 , G06Q30/02 , G06Q30/0277
摘要： A method and system for conducting a chat session with multiple chat members. The chat system receives chat comments from the chat members. The chat system attempts to identify a topic or subject of the chat comment. The chat system may then retrieve product or product category advertisements relevant to the identified topic. The chat system then effects the display of the chat comment along with the retrieved advertisements to each chat member. The chat system thus dynamically recognizes the topic of chat comments and displays relevant additional information along with the chat comments.
摘要翻译：一种用于与多个聊天成员进行聊天会话的方法和系统。该聊天系统从聊天成员接收聊天评论。聊天系统尝试识别聊天评论的主题或主题。然后，聊天系统可以检索与所识别的主题相关的产品或产品类别广告。聊天系统然后将聊天评论以及检索到的广告显示给每个聊天成员。聊天系统因此动态地识别聊天评论的主题，并显示相关的附加信息以及聊天评论。

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