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21. 发明申请

WO2020047390A1 SYSTEMS AND METHODS FOR HYBRID BURST OPTIMIZED REGULATED WORKLOAD ORCHESTRATION FOR INFRASTRUCTURE AS A SERVICE 审中-公开
公开(公告)号：WO2020047390A1
公开(公告)日：2020-03-05
申请号：PCT/US2019/049029
申请日：2019-08-30
申请人： JPMORGAN CHASE BANK, N.A.
发明人： MARVIN, Darren , WILLIAMS, Thomas , STAPLES, Lee , PIGOTT, Rupert , HARPER, Donald , PEREIRA, Nelson M. , RAMESH, Sandeep Sarthavalli , PARKIN, Charles , TODD, Brian , GAO, Minlin , LEGGETT, Julian
IPC分类号： H04L29/08 , G06F9/46 , G06F9/48 , G06F9/50 , H04L12/911
摘要： Systems and methods for hybrid burst optimized regulated workload orchestration for infrastructure as a service are disclosed. According to one embodiment, in an information processing apparatus comprising at least one computer processor, a method for providing hybrid burst optimized regulated workload orchestration for infrastructure as a service may include: (1) receiving a job request for a job comprising at least one job requirement from a job requester; (2) calculating a cost of job for the job based on the at least one job requirement; (3) identifying an IaaS provider from a plurality of IaaS providers that meets the job requirements and the cost of job, wherein the plurality of IaaS providers comprises at least one on-premises IaaS provider and the at least one off-premises IaaS provider; (4) executing an IaaS request for the identified IaaS provider; and (5) monitoring execution of the job by the identified IaaS provider.

22. 发明申请

WO2020041286A1 SYSTEMS AND METHODS FOR GAMIFICATION-BASED ENGAGEMENT 审中-公开
公开(公告)号：WO2020041286A1
公开(公告)日：2020-02-27
申请号：PCT/US2019/047229
申请日：2019-08-20
申请人： JPMORGAN CHASE BANK, N.A.
发明人： PATEL, Shuchi , ISOM, Kristie , CLEM, John Robert , VERCHOT III, Edgar A. , GEAN, Gerardo , DEMERELL, Konstandina , PATEL, Sanjay , VUDATHU, Raghuram , ELYASHEVA, Julia , CAREY, David Christopher
IPC分类号： G06Q30/02 , G06F15/18
摘要： Systems and methods for gamification-based engagement are disclosed. In one embodiment, in an information processing apparatus comprising at least one computer processor, a method for gamification-based engagement, may include: (1) receiving, from a plurality of data sources, customer activity data comprising customer behavioral data and customer transactional data for a plurality of customers; (2) generating a dynamic customer profile for each of the customers based on the customer activity data and the customer transactional data; (3) retrieving challenge data for a challenge comprising an identification of a plurality of tasks to be completed, an order in which the tasks are to be completed, and an incentive for completing the tasks; (4) dynamically matching one of the customers to the challenge; (5) issuing the challenge to the customer; (6) tracking the customer's response to the challenge; and (7) updating the customer's dynamic customer profile based on the customer's response.

23. 发明申请

WO2019236718A1 SYSTEMS AND METHODS FOR USING A CRYPTOGRAM LOCKBOX 审中-公开
公开(公告)号：WO2019236718A1
公开(公告)日：2019-12-12
申请号：PCT/US2019/035604
申请日：2019-06-05
申请人： JPMORGAN CHASE BANK, N.A. , VUDATHU, Raghuram , KULSHRESHTHA, Ankur , PAHARIA, Ishank , MUMMAREDDI, Pavan , BRANDT, Benjamin , FELIX, Mervin, Majella , CHANDRAN KARUVATHIL, Ajith , NEELAN, Arun , NAGARAKANTI, Rajeeva, Chandra , KUNAM, Venkata
发明人： VUDATHU, Raghuram , KULSHRESHTHA, Ankur , PAHARIA, Ishank , MUMMAREDDI, Pavan , BRANDT, Benjamin , FELIX, Mervin, Majella , CHANDRAN KARUVATHIL, Ajith , NEELAN, Arun , NAGARAKANTI, Rajeeva, Chandra , KUNAM, Venkata , SPECTOR, Howard , CONNOLLY, Eric, L. , CAREY, David, Christopher , SUNDAR, Gayathri
IPC分类号： G06Q20/04 , G06Q20/08 , G06Q20/40
摘要： Systems and methods for using a cryptogram lockbox are disclosed. In one embodiment, in a merchant-specific cryptogram lockbox comprising at least one computer processor, a method for generating a cryptogram locally using a cryptogram lockbox may include: (1) receiving, from merchant backend, a request for a cryptogram comprising an account identifier received from a customer in a transaction; (2) generating a cryptogram for the account identifier using a limited use key for the account identifier; and (3) returning the cryptogram to the merchant backend. The merchant may conduct the transaction using the cryptogram.

24. 发明申请

WO2019183298A1 SYSTEMS AND METHODS FOR AUTOMATED CLOUD INFRASTRUCTURE OPERATIONS USING A STRUCTURED INVENTORY 审中-公开
公开(公告)号：WO2019183298A1
公开(公告)日：2019-09-26
申请号：PCT/US2019/023283
申请日：2019-03-21
申请人： JPMORGAN CHASE BANK, N.A.
发明人： VENKATESWARAN, Ramji , ARBATTI, Varun, Vinod , SARDA, Deepak , BLANC, Lois
IPC分类号： H04L12/26 , H04L29/08
摘要： Systems and methods for automated cloud infrastructure operations using a structured inventory are disclosed. In one embodiment, in an information processing apparatus comprising at least one computer processor, a method for automated cloud infrastructure operations using a structured inventory may include: (1) receiving unstructured data from a platform, wherein the unstructured data comprises unstructured inventory operational data; (2) transforming the unstructured data into structured data; (3) identifying at least some of the structured data as emerging reference data based on a request for at least some of the structured data; (4) providing at least some of the emerging reference data to an inventory event stream; and (5) applying a template to the inventory event stream to generate an authoritative inventory.

25. 发明申请

WO2018209170A1 SYSTEMS AND METHODS FOR IDENTIFYING UNUSED STORAGE CAPACITY WITHIN A COMPUTER NETWORK 审中-公开
公开(公告)号：WO2018209170A1
公开(公告)日：2018-11-15
申请号：PCT/US2018/032203
申请日：2018-05-11
申请人： JPMORGAN CHASE BANK, N.A.
发明人： PAREKH, Ashish, Pravinchandra , FRANCIS, Roopesh
IPC分类号： G06F15/173
摘要： Systems and methods for identifying unused storage capacity within a computer network are disclosed. In one embodiment, in an information processing apparatus comprising at least one computer processor, a method for identifying unused storage capacity within a computer network may include: (1) querying a plurality of computing systems for each system's usage of a plurality of storage devices within a computer network; (2) receiving, from each of the computing systems, raw data comprising a logical identifier and a unique identifier for each storage device used; (3) processing the raw data to identify a correlation between the logical identifier and the unique identifier and a physical storage device; and (4) identifying one of the physical storage device that is not in use.

26. 发明申请

WO2018112023A1 SYSTEMS AND METHODS FOR AGGREGATING, FILTERING, AND PRESENTING STREAMING DATA 审中-公开
公开(公告)号：WO2018112023A1
公开(公告)日：2018-06-21
申请号：PCT/US2017/066068
申请日：2017-12-13
申请人： JPMORGAN CHASE BANK, N.A.
发明人： SLAVIN, Ilya , LEGGE, Matthew, Alistair , ALPERT, Reed , TOM, Jonathan, V.
IPC分类号： G06F7/00 , G06F17/30
摘要： Systems and methods for aggregating, filtering, and presenting streaming data are disclosed. In one embodiment, a method for presenting streaming data may include (1 ) receiving, at web services layer for a server comprising at least one computer processor, a query from a client, wherein the query comprises a plurality of parameters; (2) a data caching layer for the server receiving streaming data from at least one predefined streaming data source; (3) the data caching layer conflating the streaming data for each of the plurality of parameters; (4) the data caching layer aggregating the conflated data; (5) the data caching layer generating a snapshot of the conflated data by simultaneously running the query against the conflated data; and (6) outputting the snapshot to the client.

27. 发明申请

WO2017117168A1 SYSTEMS AND METHODS FOR BIOMETRIC PAYMENTS 审中-公开
标题翻译：用于生物统计学支付的系统和方法
公开(公告)号：WO2017117168A1
公开(公告)日：2017-07-06
申请号：PCT/US2016/068790
申请日：2016-12-28
申请人： JPMORGAN CHASE BANK, N.A.
发明人： LIEBERMAN, Alex , LORE, Nicholas M.
IPC分类号： G06Q20/08 , G06Q20/22 , G06Q20/30 , G06Q20/40
CPC分类号： G06Q20/40145
摘要： Systems and methods for biometric payments are disclosed. In one embodiment, a method for biometric payments may include (1) receiving transaction information from a merchant terminal, the transaction information comprising an identification of a good or service to purchase and a biometric payment instruction; (2) at least one computer processor authenticating the individual based on the biometric payment instruction; (3) the at least one computer processor determining a payment account from the biometric payment instruction; (4) the at least one computer processor retrieving a payment device associated with the payment account; and (5) the at least one computer processor providing the payment device to the merchant terminal.
摘要翻译：披露了用于生物计量支付的系统和方法。在一个实施例中，用于生物测定支付的方法可以包括（1）从商户终端接收交易信息，交易信息包括要购买的商品或服务的标识和生物测定支付指令; （2）基于生物统计支付指令对个人进行认证的至少一个计算机处理器; （3）所述至少一个计算机处理器根据所述生物测定支付指令确定支付账户; （4）所述至少一个计算机处理器检索与所述支付账户相关联的支付设备; 和（5）至少一个计算机处理器向商户终端提供支付设备。

28. 发明申请

WO2017034783A1 PAYMENT CARD RECEIVER WITH SELECTABLY BLOCKABLE SLOT 审中-公开
标题翻译：付款卡接收器与可选的可锁定插槽
公开(公告)号：WO2017034783A1
公开(公告)日：2017-03-02
申请号：PCT/US2016/045800
申请日：2016-08-05
申请人： VERIFONE, INC.
发明人： GOH, James Kei Choong
IPC分类号： G06K13/08
CPC分类号： G06K13/0875
摘要： A payment card receiver including at least one element defining a payment card receiving slot, a shutter, pivotably mounted with respect to the payment card receiving slot for selectably blocking the payment card receiving slot and a card-operated shutter movement restricting switch operative to retain the shutter in a shutter movement restricting operative orientation, in which the shutter blocks the payment card receiving slot, in the absence of at least partial insertion of a payment card in the payment card receiving slot.
摘要翻译：支付卡接收器，包括限定支付卡接收槽的至少一个元件，相对于支付卡接收槽可枢转地安装的快门，用于可选择地阻止支付卡接收槽和卡操作的快门移动限制开关，其操作以保持在没有至少部分地将支付卡插入到支付卡接收槽中的情况下，限制操作方向的快门动作中的快门遮挡支付卡接收槽。

29. 发明申请

WO2016090102A1 SYSTEM AND METHODS FOR BUSINESS TO BUSINESS COMMERCE AUTOMATION 审中-公开
标题翻译：企业商业自动化系统与方法
公开(公告)号：WO2016090102A1
公开(公告)日：2016-06-09
申请号：PCT/US2015/063668
申请日：2015-12-03
申请人： JPMORGAN CHASE BANK, N.A. , MICROSOFT TECHNOLOGY LICENSING, LLC
发明人： TURK, Stephen, P. , EHRENBERG, Michael, V.
IPC分类号： G06Q20/00
CPC分类号： G06Q20/10 , G06Q10/06313 , G06Q20/02 , G06Q20/102 , G06Q20/385
摘要： Systems and methods for business-to-business commerce automation are disclosed. In one embodiment, a method may include (1) a payment facilitator receiving, from a supplier, a request for a unique identifier for an invoice for a buyer; (2) at least one payment facilitator computer processor assigning the unique identifier to the invoice; (3) the payment facilitator providing the unique identifier to the supplier; (4) the payment facilitator receiving the unique identifier from the buyer; (5) the at least one payment facilitator computer processor retrieving the associated invoice for the unique identifier; (6) the payment facilitator receiving a payment status for the associated invoice from the buyer; (7) the payment facilitator assigning a unique remittance number to the associated invoice and payment status; and (8) the payment facilitator sending the unique remittance number to a buyer bank.
摘要翻译：披露了企业对企业商业自动化的系统和方法。在一个实施例中，一种方法可以包括（1）从供应商接收对买方的发票的唯一标识符的请求的支付辅助者; （2）至少一个支付辅助计算机处理器将唯一标识符分配给发票; （3）向供应商提供唯一标识符的付款协调人; （4）付款协调人从买方接收唯一标识符; （5）所述至少一个支付辅助计算机处理器为所述唯一标识符检索相关联的发票; （6）付款协调人从买方接收相关发票的付款状态; （7）付款协调人向相关联的发票和付款状态分配唯一的汇款号码; 和（8）支付协调人将独特的汇款号码发送给买方银行。

30. 发明申请

WO2015017508A1 SYSTEMS AND METHODS FOR ELECTRONIC MESSAGE PRIORITIZATION 审中-公开
标题翻译：电子信息优化的系统与方法
公开(公告)号：WO2015017508A1
公开(公告)日：2015-02-05
申请号：PCT/US2014/048822
申请日：2014-07-30
申请人： JPMORGAN CHASE BANK, N.A.
发明人： KURSUN, Eren
IPC分类号： G06F15/16
CPC分类号： H04L51/26
摘要： Systems and methods for electronic message prioritization are disclosed. According to one embodiment, a method may include (1) accessing a message repository for a user, the message repository comprising a plurality of messages; (2) for each of the plurality of messages: (a) collect user behavior with regard to the message; (b) analyze the message; (c) generate an initial message priority based on the user behavior and the analysis; (d) compare the initial message priority to historical message priority data for the user; and (e) adjust the initial message priority based on the historical message priority data.
摘要翻译：公开了电子消息优先化的系统和方法。根据一个实施例，一种方法可以包括（1）访问用户的消息存储库，消息存储库包括多个消息; （2）对于所述多个消息中的每一个消息：（a）收集关于所述消息的用户行为; （b）分析消息; （c）基于用户行为和分析生成初始消息优先级; （d）将用户的初始消息优先级与历史消息优先级数据进行比较; 和（e）基于历史消息优先级数据调整初始消息优先级。

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