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11. 发明授权

US07287689B2 Systems and methods for assessing the risk of a financial transaction using authenticating marks 有权
标题翻译：使用认证商标评估金融交易风险的系统和方法
公开(公告)号：US07287689B2
公开(公告)日：2007-10-30
申请号：US10731540
申请日：2003-12-09
申请人： Lisa C. Tidwell , Amy L. Swift , Cassandra Mollett , Mark Wallin , Lance D. Pate , Charles R. Williams
发明人： Lisa C. Tidwell , Amy L. Swift , Cassandra Mollett , Mark Wallin , Lance D. Pate , Charles R. Williams
IPC分类号： G06K5/00
CPC分类号： G06Q20/4016 , G06Q20/042 , G06Q20/108 , G06Q20/40 , G06Q30/00 , G06Q40/025
摘要： Systems and methods are described for better assessing risk associated with cashing second-party checks and other negotiable instruments. The systems and methods make use of information about authenticating marks, such as watermarks, bar codes, insignia, background patterns, and the like, from a check in order to better assess the legitimacy and cashability of the check. In various embodiments, information about an authenticating mark may be compared to stored information about an expected configuration for the authenticating mark. In various embodiments, a gradated risk score may be generated, based at least in part on the comparison. In various embodiments, the risk score may be combined with risk scores that are descriptive of other aspects of a check cashing transaction to calculate a risk score for the transaction as a whole. In some embodiments, the transaction risk score may be used to generate an accept/decline recommendation for the transaction.
摘要翻译：描述了系统和方法，以更好地评估与第二方支票和其他可转让票据相关的风险。系统和方法从支票中使用关于认证标记的信息，例如水印，条形码，徽章，背景图案等，以便更好地评估支票的合法性和可现金性。在各种实施例中，关于认证标记的信息可以与存储关于认证标记的期望配置的信息进行比较。在各种实施例中，可以至少部分地基于比较来生成分级风险评分。在各种实施例中，风险评分可以与描述检查兑现交易的其他方面的风险评分相结合，以计算整个交易的风险评分。在一些实施例中，交易风险分数可用于为交易产生接受/拒绝推荐。

12. 发明授权

US4530485A Valve 失效
标题翻译：阀
公开(公告)号：US4530485A
公开(公告)日：1985-07-23
申请号：US639266
申请日：1984-08-09
申请人： John H. Yonker , Charles R. Williams , Otto J. Granhaug
发明人： John H. Yonker , Charles R. Williams , Otto J. Granhaug
IPC分类号： E21B34/10
CPC分类号： E21B34/105
摘要： A valve having a tubular body with a valve seat and valve member controlled by a valve operator with provisions for latching the valve operator with the valve member in partially open position utilizing a snap ring which is propped out into a groove in the body and provides a stop maintaining the valve partially open against a spring and in which the valve operator has a receiving groove which receives the snap ring and maintains it in an out-of-the-way position upon movement of the valve operator toward full valve-open position.
摘要翻译：一种阀，其具有带有阀座的管体和由阀操作器控制的阀构件，其具有用于将阀构件锁定在部件打开位置的阀门操作器，该卡扣环被支撑到主体中的凹槽中，停止将阀门保持部分地打开抵靠弹簧，并且其中阀门操作器具有容纳凹槽的接收槽，并且当阀门操作器朝向完全阀打开位置移动时将其保持在不通的位置。

13. 发明授权

US07783563B2 Systems and methods for identifying payor location based on transaction data 有权
标题翻译：基于交易数据识别付款人位置的系统和方法
公开(公告)号：US07783563B2
公开(公告)日：2010-08-24
申请号：US10730859
申请日：2003-12-09
申请人： Lisa C. Tidwell , Amy L. Swift , Cassandra Mollett , Mark Wallin , Lance D. Pate , Charles R. Williams
发明人： Lisa C. Tidwell , Amy L. Swift , Cassandra Mollett , Mark Wallin , Lance D. Pate , Charles R. Williams
IPC分类号： G06Q40/00
CPC分类号： G06Q20/042 , G06Q20/10 , G06Q20/40 , G06Q30/02 , G06Q40/02 , G06Q40/025
摘要： Systems and methods are described for building, maintaining, and using a repository of information about payors of second-party checks presented at a check-cashing entity for cashing. In various embodiments, the repository comprises stored information useful for determining the location of a payor of a second-party check. In one embodiment, information from the check that identifies an account on which the check is drawn, such as magnetic ink character recognition (MICR) line information from a paycheck, is used to access a repository of employer location information. In one embodiment, the payor location information is used to determine a proximity between the payor location and the check cashing entity location. In one embodiment, when a check is presented for which stored payor location information is not available, identifying information about the payor and/or the payor location is requested and is added to the repository.
摘要翻译：描述了系统和方法，用于构建，维护和使用在支票兑现实体提供的第二方支票的付款人的信息存储库进行兑现。在各种实施例中，存储库包括用于确定第二方检查的付款人的位置的存储信息。在一个实施例中，使用来自支票的来自工资支票的识别支票的帐户的信息，例如磁墨水字符识别（MICR）线路信息，用于访问雇主位置信息的存储库。在一个实施例中，付款人位置信息用于确定付款人位置和支票兑现实体位置之间的接近度。在一个实施例中，当呈现哪个存储的付款人位置信息不可用的支票时，请求识别有关付款人和/或付款人位置的信息，并将其添加到存储库。

14. 发明授权

US06401529B1 Apparatus and method for determining constituent composition of a produced fluid 有权
标题翻译：用于确定所生产的流体的构成组成的装置和方法
公开(公告)号：US06401529B1
公开(公告)日：2002-06-11
申请号：US09672529
申请日：2000-09-28
申请人： Clark E. Robison , Charles R. Williams , Neal G. Skinner
发明人： Clark E. Robison , Charles R. Williams , Neal G. Skinner
IPC分类号： G01N322
CPC分类号： G01N33/28
摘要： A downhole apparatus (100) for determining the constituent composition of a produced fluid is disclosed. The apparatus (100) includes a vessel (106) having an interior chamber (108) that receives and contains a sample of the produced fluid. In the interior chamber (108), the sample of the produced fluid is allowed to separate into its constituents. A gauge (200) having an array of transmitter elements (E1-E17) and an array of corresponding receiver elements (R1-R17) disposed oppositely of one another on the vessel (106), is used to transmit and receive energy waves that propagate through the sample of the produced fluid. The receiver elements (R1-R17) detect changes in absorption or scattering of the energy waves transmitted from the corresponding transmitter element (E1-E17) caused by the constituent of the sample of the produced fluid through which that energy wave propagated. Based upon these changes in the energy waves, the level of an interface between the constituents is identified such that the constituent composition of the produced fluid may be determined.
摘要翻译：公开了一种用于确定所生产的流体的构成组成的井下装置（100）。装置（100）包括容器（106），容器（106）具有容纳和容纳所产生的流体的样品的内部室（108）。在内室（108）中，允许所产生的流体的样品分离成其组分。具有发射器元件阵列（E1-E17）的阵列（200）和在容器（106）上彼此相对设置的对应的接收器元件阵列（R1-R17））用于传输和接收传播的能量波通过样品生产的流体。接收器元件（R1-R17）检测从由该能量波传播的产生的流体的样品的成分引起的从相应的发射器元件（E1-E17）发射的能量波的吸收或散射的变化。基于能量波中的这些变化，识别组分之间的界面的水平，使得可以确定所产生的流体的组成成分。

15. 发明授权

US5718289A Apparatus and method for use in injecting fluids in a well 失效
标题翻译：用于在井中注入流体的装置和方法
公开(公告)号：US5718289A
公开(公告)日：1998-02-17
申请号：US611358
申请日：1996-03-05
申请人： Mark A. Schnatzmeyer , Charles R. Williams
发明人： Mark A. Schnatzmeyer , Charles R. Williams
IPC分类号： E21B21/10 , E21B34/10 , E21B37/00 , E21B43/25
CPC分类号： E21B37/00 , E21B21/103 , E21B34/107
摘要： A removable injection valve insert assembly is disclosed for deploying in production tubing of a well casing. The production tubing includes a landing nipple with an inlet and a sliding side-door which covers and seals the inlet when in a closed position and uncovers the inlet when in an open position. The insert assembly controls the flow of flushing fluid that is injected into the inlet from an annular source between the casing and the production tubing. The valve directs the controlled flushing fluid to an injection line, which in turn injects the flushing fluid into the production stream of the well. Preferably, the injected flushing fluid is injected below the casing perforations. The insert assembly comprises a body having upper and lower ends, a first passage formed in the body for receiving the fluid from the inlet and a second passage in communication with the first passage for housing a flow control valve. The body also includes a by-pass passageway which allows production flow across the insert. The second passage extends to the lower end of the body and receives the injection line. The injection line extends down the production tubing to the casing perforations to inject flushing fluid into the production flow to reduce concentrations of salt and other elements in the production flow and to dislodge deposits that may build up in the perforations.
摘要翻译：公开了一种可拆卸喷射阀插入组件，用于部署在井套管的生产管道中。生产管道包括具有入口和滑动侧门的着陆接头，其在处于关闭位置时覆盖并密封入口，并且当处于打开位置时露出入口。插入组件控制从外壳和生产管道之间的环形源注入到入口中的冲洗流体的流动。阀将可控冲洗流体引导到注入管线，注入管路又将冲洗流体注入井的生产流中。优选地，喷射的冲洗流体被注入到套管穿孔之下。插入组件包括具有上端和下端的本体，形成在主体中用于从入口接收流体的第一通道和与第一通道连通以容纳流量控制阀的第二通道。身体还包括旁路通道，允许生产流过插入件。第二通道延伸到主体的下端并接收注射管线。注射管线将生产管道向下延伸到套管穿孔，以将冲洗流体注入生产流程中以减少生产流中的盐和其它元素的浓度，并且移除可能在穿孔中积累的沉积物。

16. 发明授权

US4524830A Landing nipple with subsurface safety valve 失效
标题翻译：带地下安全阀的着陆乳头
公开(公告)号：US4524830A
公开(公告)日：1985-06-25
申请号：US511012
申请日：1983-07-05
申请人： Charles R. Williams
发明人： Charles R. Williams
IPC分类号： E21B23/02 , E21B34/00 , E21B34/10 , E21B43/12
CPC分类号： E21B23/02 , E21B34/105 , E21B2034/002
摘要： A cooperating landing nipple and subsurface safety valve in which the closure springs for the subsurface safety valves are carried by the landing nipple and the actuator and the pressure responsive member for effecting opening and closing of the valve are carried by the subsurface safety valve.
摘要翻译：合作的着陆接头和地下安全阀，其中用于地下安全阀的闭合弹簧由着陆接头和致动器承载，并且用于实现阀的打开和关闭的压力响应构件由地下安全阀承载。

17. 发明授权

US4494608A Well injection system 失效
标题翻译：井注系统
公开(公告)号：US4494608A
公开(公告)日：1985-01-22
申请号：US447023
申请日：1982-12-06
申请人： Charles R. Williams , John H. Yonker , Robert L. Thurman
发明人： Charles R. Williams , John H. Yonker , Robert L. Thurman
IPC分类号： E21B23/08 , E21B34/06 , E21B34/10 , E21B43/14
CPC分类号： E21B43/14 , E21B23/08 , E21B34/063 , E21B34/105 , Y10T137/1782
摘要： A well system for injection into a selected formation in each tubing string in a multiple formation dual string well completed for through flow line/pumpdown operation, utilizing a string of tools which may be pumped down tubing to open selected tubing sleeve valves between packers. Each tool string includes a pressure openable injection valve which seals across the open sleeve valve and is opened for formation injection flow at preselected pressures by application of tubing pressure at the surface. One type of injection valve closes to flow through when pressure opened for injection flow. The other injection valve is closed to injection flow on insertion of a closing prong having a through flow passage. Both injection valves and their respective tool strings may be individually retrieved closing sleeve valves in each tubing and the formations to injection.
摘要翻译：用于通过流线/抽空操作完成的多层双列中的每个油管柱中注入选定地层的井系统，利用一系列可被泵送下来的管道以在封隔器之间打开选定的管套管阀的工具。每个工具串包括可打开的打开阀，其密封穿过开放套筒阀并且通过在表面施加管道压力而在预选压力下打开以用于地层注入流。当喷射压力打开时，一种类型的喷射阀关闭流过。在插入具有通流通道的封闭插脚时，另一个注射阀关闭以注射流。两个喷射阀及其各自的工具串可以单独取回每个管道中的闭合套管阀和注射器的地层。

18. 发明授权

US4189416A Composition containing an aqueous solution of a mixed salt of an interpolymer of styrene/maleic anhydride/vinyl acetate 失效
标题翻译：含有苯乙烯/马来酸酐/乙酸乙烯酯的互聚物的混合盐的水溶液的组合物
公开(公告)号：US4189416A
公开(公告)日：1980-02-19
申请号：US348435
申请日：1973-04-05
申请人： Charles R. Williams
发明人： Charles R. Williams
IPC分类号： D06M15/263 , C08L35/06 , C08L33/02
CPC分类号： D06M15/263
摘要： Disclosed herein is a composition and method for sizing textiles which employs as the sizing agent a mixed salt comprising the reaction product of an interpolymer with a fixed alkali base and a fugitive alkali base; the latter subsequently being volatilized away during processing of the sized textile. The interpolymer comprises (a) 1.0 molar proportion of a maleic or fumaric acid or anhydride or partial ester, (b) from 0.1 to 3.0 molar proportion of a monovinylidene aromatic monomer and (c) from zero to a finite molar proportion of an alpha-olefin, a vinyl ester alpha-beta-ethylenically unsaturated nitrile, an acrylic or methacrylic ester or a vinyl alkyl ether. From 10 to 70% of the free carboxyl groups of the interpolymer are combined with fixed base, i.e., non-volatile amine or alkali metal base, and from 5 to 90% of said free carboxyl groups are combined with fugitive base, i.e., ammonia, ammonium hydroxide or volatile amine.
摘要翻译：本文公开了一种用于使纺织品定型的组合物和方法，其使用包含互聚物与固定碱碱和逸散碱碱的反应产物的混合盐作为施胶剂; 后者随后在加工尺寸的纺织品时挥发掉。共聚物包括（a）1.0摩尔比例的马来酸或富马酸或酸酐或部分酯，（b）0.1-3.0摩尔比例的单亚乙烯基芳族单体和（c）从零到有限摩尔比例的α- 烯烃，乙烯基酯-α-β-烯属不饱和腈，丙烯酸或甲基丙烯酸酯或乙烯基烷基醚。互聚物的10至70％的游离羧基与固定碱（即非挥发性胺或碱金属碱）结合，5至90％的所述游离羧基与逸散碱（即氨），氢氧化铵或挥发性胺。

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