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11. 发明申请

WO2006086694A2 SECURE SYSTEM FOR CONDUCTING ELECTRONIC TRANSACTIONS AND METHOD FOR USE THEREOF 审中-公开
标题翻译：用于导电电子交易的安全系统及其使用方法
公开(公告)号：WO2006086694A2
公开(公告)日：2006-08-17
申请号：PCT/US2006/004850
申请日：2006-02-10
申请人： CHARIOT IP HOLDINGS LLC , FRIEND, Jeff
发明人： FRIEND, Jeff
IPC分类号： G06Q99/00
CPC分类号： G06Q10/107 , G06Q10/08
摘要： A system is described for conducting transactions with electronic verification of the status of the requesting party by the providing party. A host microprocessor with an associated memory contains a limited-use transaction identification number and user personal identification information corresponding to the limited-use transaction identification number. The limited-use transaction identification number includes a randomly generated number and a time generation stamp. A communication device for communicates with the host computer to activate the limited-use transaction identification number. A transaction is consummated by providing a transaction identification number comprising a random portion and a time stamp portion indicating the time of activating the transaction identification number for use by the requesting user, presenting the transaction identification number by the requesting user to a provider to obtain a product or service, transmitting the transaction identification number by the provider to a host microprocessor for verification of the user and of the status of the transaction identification number, receiving from the host microprocessor personal identification information for verification of the user, obtaining information from the user to compare with the personal identification information obtained from the host microprocessor, and confirming to the host microprocessor that the user has been verified.
摘要翻译：描述了一种用于通过提供方对请求方的状态进行电子验证的交易的系统。具有关联存储器的主微处理器包含有限使用的交易标识号和对应于有限使用的交易标识号的用户个人识别信息。有限使用的交易标识号包括随机生成的号码和时间生成印记。一种用于与主机通信以激活有限使用的交易识别号码的通信设备。通过提供包括随机部分的交易标识号和表示激活被请求用户使用的交易标识号的时间的时间戳部分来完成交易，将请求用户的交易标识号提交给提供商以获得产品或服务，由供应商将交易标识号码发送给主微处理器以验证用户和交易标识号码的状态，从主机微处理器接收用于验证用户的个人识别信息，从用户获取信息与从主微处理器获得的个人识别信息进行比较，并向主机微处理器确认用户已被验证。

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