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    • 131. 发明公开
    • SALES PROCESS SUPPORT SYSTEM AND METHOD
    • 系统和方法用于支持销售过程
    • EP0856178A2
    • 1998-08-05
    • EP96937677.0
    • 1996-10-17
    • CITIBANK, N.A.
    • MELCHIONE, Anthony, R.MARTINEZ, RafaelSEIFERT, EricHIRSCH, Martin
    • G06Q40G06Q10G06Q30
    • G06Q30/02
    • A sales process support system and method for identifying sales targets using a centralized database to improve marketing success. The system includes a central database that receives comprehensive information from a variety of internal and external feeds, and standardizes and householods the information in the three-level hierarchy (households, customers, and accounts) for use by a financial institution. The comprehensive information stored on the central database is accessed through micromarketing workstations to generate lists of sales leads for marketing campaigns. A database engine is provided for generating logical access paths for accessing data on the central database to increase speed and efficiency of the central database. The system distributes sales leads electronically to branch networks, where the sales leads are used to target customers for marketing campaigns. The central database is accessed by workstations of a central customer information system for profiling customers, enhancing customer relationships with the financial institution, and electronically tracking sales and service performance during marketing campaigns. The system can also include a system for opening an account in a single session that is in communication with the central database, micromarketing centers, central customer information systems and branch systems of the present invention so that data can pass between these systems where legal and appropriate.
    • 133. 发明公开
    • Electronic-monetary system
    • 电子货币体系
    • EP0784282A2
    • 1997-07-16
    • EP97105391.3
    • 1992-11-13
    • CITIBANK, N.A.
    • Rosen, Sholom Shea
    • G06F17/60G07F7/10
    • G07F7/1008G06Q20/02G06Q20/04G06Q20/06G06Q20/10G06Q20/108G06Q20/1085G06Q20/26G06Q20/29G06Q20/341G06Q20/367G06Q20/3674G06Q20/3676G06Q20/3678G06Q20/381G06Q20/40G06Q40/00G06Q40/02G07F7/082G07F19/211
    • An improved monetary system using electronic media to exchange economic value securely and reliably. The invention provides a complete monetary system having electronic money that is interchangeable with conventional paper money comprising (1) issuing banks or financial institutions that are coupled to a money generator device for generating and issuing to subscribing customers electronic currency backed by demand deposits electronic credit authorizations; (2) correspondent banks that accept and distribute the electronic money; (3) a plurality of transaction devices that are used by subscribers for storing electronic money, for performing money transactions with the on-line systems of the participating banks or for exchanging electronic money with other like transaction devices; (4) automated teller devices, associated with the issuing and correspondent banks, for process handling and interfacing the transaction devices to the issuing and correspondent banks, and for interfacing between the issuing and correspondent banks themselves; and (5) a clearing bank for balancing the electronic money accounts of the different issuing banks (6).
    • 改进的使用电子媒介的货币体系安全可靠地交换经济价值。 本发明提供了一种具有可与传统纸币互换的电子货币的完整货币系统,包括(1)与货币发生器装置耦合的发行银行或金融机构,用于产生和向签约客户发行由活期存款支持的电子货币电子信贷授权 ; (2)接受和分配电子货币的代理行; (3)订户用于存储电子货币,用于与参与银行的在线系统进行货币交易或与其他类似交易设备交换电子货币的多个交易设备; (4)与发行银行和代理银行有关的自动柜员机,用于过程处理并将交易设备连接到发行银行和代理行,以及用于发行银行和代理银行之间的接口; (5)平衡不同发行银行电子货币账户的结算银行(6)。
    • 135. 发明公开
    • Multi-bank asset participation structure
    • Vermögenswertbeteiligungsstrukturmehrerer Banken
    • EP2889829A1
    • 2015-07-01
    • EP14199502.7
    • 2014-12-19
    • Citibank N.A.
    • Parekh, Konel
    • G06Q40/06
    • G06Q40/025G06Q40/04
    • A method and system comprising: receiving, by a master program administrator server from a first asset purchasing entity server, a first asset purchasing entity portfolio report on a periodic basis and from a second asset purchasing entity server, a second asset purchasing entity portfolio report on a periodic basis. Transmitting, by the master program administrator server to a program asset administrator server, the first asset purchasing entity portfolio report and the second asset purchasing entity portfolio report, and a central funding entity collection report based on payment collection from the first asset purchasing entity server and the second asset purchasing entity server. Receiving, by the master program administrator server from the program asset administrator server, an analysis report based and transmitting an action item based on the analysis report.
    • 一种方法和系统,包括:由主程序管理员服务器从第一资产购买实体服务器定期地从第二资产购买实体服务器接收第一资产采购实体投资组合报表,以及从第二资产采购实体组合报告 定期的。 由主程序管理员服务器向程序资产管理员服务器发送第一资产购买实体投资组合报表和第二资产购买实体组合报表,以及基于来自第一资产购买实体服务器的支付收集的中央供资实体收集报告,以及 第二个资产购买实体服务器。 由主程序管理员服务器从程序资产管理员服务器接收基于分析报告并基于分析报告发送动作项目。
    • 136. 发明公开
    • Method and system for providing integrated brokerage and other financial services through customer activated terminals
    • 方法和系统由客户激活终端提供一个集成的经纪业务和其他金融服务
    • EP2312519A1
    • 2011-04-20
    • EP10192100.5
    • 1996-06-07
    • CITIBANK, N.A.
    • Sidikman, PaulWeiss, Lawrence D.
    • G06Q40/00
    • G06Q20/18G06Q20/1085G06Q40/04G06Q40/06G07F19/20G07F19/211
    • The invention relates to a method for providing brokerage services to users with ATMs in an integrated network, a host system for servicing said ATMs, and a brokerage system which maintains user brokerage accounts.
      The method comprises receiving identification data from a user through an ATM and verifying said identification data based on stored records, said step including verifying that said brokerage system maintains a brokerage account on behalf of the user, providing the user with an option displayed with said ATM to conduct brokerage transactions or other financial transactions, receiving selection data provided from a user through said ATM, said selection data indicating selection of a brokerage transaction option, providing the user with an option displayed with said ATM to trade securities held in said brokerage account, obtaining an order request from said user to trade a security held on behalf of the user and forwarding said order request for completion at an exchange at which said security is traded, providing the user with an option displayed with said ATM to determine a value of the securities, obtaining a current value for a selected one of said plurality of securities and displaying said current value to the customer with said ATM, and computing a total current value for each security held on behalf of the user based on said information maintained in said brokerage account and displaying said total current value to the user with said ATM.
    • 本发明涉及一种用于在集成网络,用于服务的自动柜员机。所述主机系统,和一个代理系统,其保持用户经纪人账户上向用户提供的经纪服务与自动柜员机。 所述方法包括从用户通过在ATM接收的识别数据和验证基于存储记录所述标识数据,所述步骤包括验证所述代理系统维护代表用户的经纪帐户,提供与所述ATM显示的选项时,用户 进行经纪交易或其他金融交易,接收通过所述ATM,一家券商的交易期权的上述选择数据指示选择从用户提供的选择数据,为用户提供与所述ATM显示的交易中说经纪账户持有的证券的选择, 获得来自所述用户的订购请求交易在代表用户的转发上述命令的请求举行完成在哪家交易所表示安全交易的安全性,为用户提供与所述ATM显示确定性矿的一个值的选项 证券,获得用于当前值选择的证券和显示的所述多个中的一个 荷兰国际集团所述电流值与所述ATM客户,并计算用于代表基于保持在所述经纪帐户信息的用户的保存的每个安全的总电流值和显示所述总电流值与所述ATM用户。