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    • 2. 发明申请
    • METHOD, SYSTEM AND COMPUTER PROGRAM PRODUCT FOR FACILITATING AN AUCTION BEHAVIOR AND AUTOMATIC BIDDING IN AN AUCTION
    • 方法,系统和计算机程序产品,用于促成拍卖行为和自动投标在拍卖
    • US20110131111A1
    • 2011-06-02
    • US13022189
    • 2011-02-07
    • JAY S. WALKERDANIEL E. TEDESCOKATHLEEN VAN LUCHENEJAMES A. JORASCHADAM WARE
    • JAY S. WALKERDANIEL E. TEDESCOKATHLEEN VAN LUCHENEJAMES A. JORASCHADAM WARE
    • G06Q30/00
    • G06Q30/08G06Q40/04
    • One or more proxy bidders is associated with a rule which determines a time to place a bid. The proxy bidder places a bid at the determined time, instead of immediately after the bidder's prior bid is exceeded. Such rules may be selected for all proxy bidders to encourage a desired auction behavior. By controlling the placement of bids based on rules associated with the desired auction behavior, bids may be placed in a manner that seems natural and competitive to bidders in the auction when, in fact, they are placed in accordance with the selected rules. The desired auction behavior may be selected statically for an auction or dynamically during the auction. Historical auction data maybe analyzed to characterize the behavior of an auction, such as the average period of time between bids and the average increment between bids. Rules may be generated to correspond to a behavior so as to provide the same average time and increment between bids.
    • 一个或多个代理投标人与确定投标时间的规则相关联。 代理投标人在确定的时间内投标,而不是在投标人的先前投标超过之后立即投标。 可以为所有代理投标人选择这样的规则来鼓励期望的拍卖行为。 通过根据与期望的拍卖行为相关的规则来控制出价的投放,投标可以以对投标者看起来自然而有竞争力的方式进行放置,而实际上,投标人根据所选择的规则进行放置。 拍卖期间可以静态选择所需的拍卖行为,也可以在拍卖期间动态选择拍卖行为。 可以分析历史拍卖数据以表征拍卖的行为,例如出价之间的平均时间段与出价之间的平均增量。 可以生成规则以对应于行为,以便在出价之间提供相同的平均时间和增量。
    • 6. 发明申请
    • METHOD AND DEVICE FOR GENERATING A SINGLE-USE FINANCIAL ACCOUNT NUMBER
    • 用于生成单一使用财务帐号的方法和装置
    • US20130036027A1
    • 2013-02-07
    • US13648263
    • 2012-10-09
    • JAY S. WALKERBruce R. SchneierSanjay K. JindalDaniel E. Tedesco
    • JAY S. WALKERBruce R. SchneierSanjay K. JindalDaniel E. Tedesco
    • G06Q30/06
    • G06Q20/04G06Q20/10G06Q20/105G06Q20/206G06Q20/385G06Q20/40G06Q20/4012G06Q40/02G06Q40/025G07F7/1016
    • A device for facilitating financial account transactions is described which includes a processing unit including a cryptographic processor. The device also includes an input unit, a display unit and a memory device connected to the processing unit. The memory device contains a private cryptographic key, a first data element and a second data element. The processing unit encrypts the first data element using the private cryptographic key and the second data element, modifies the second data element, combines the encrypted first data element and the second data element to generate a single-use financial account identifier, and displays the single-use financial account identifier. This identifier is then transmitted to a central processor for authorization of the transaction. The central processor extracts and decrypts data elements from the transmitted identifier using the private cryptographic key, compares those data elements with data elements stored in a memory, and verifies the single-use financial account identifier in accordance with the comparison.
    • 描述了一种用于促进金融账户交易的装置,其包括包括密码处理器的处理单元。 该设备还包括连接到处理单元的输入单元,显示单元和存储设备。 该存储装置包含专用加密密钥,第一数据元素和第二数据元素。 处理单元使用专用密钥和第二数据元素对第一数据元素进行加密,修改第二数据元素,组合加密的第一数据元素和第二数据元素以生成一次性金融账户标识符,并显示单个 - 使用财务帐户标识符。 然后,该标识符被传送到中央处理器以授权交易。 中央处理器使用专用密钥从所发送的标识符中提取和解密数据元素,将这些数据元素与存储在存储器中的数据元素进行比较,并根据比较验证一次性金融帐户标识符。