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    • 4. 发明申请
    • POSTAL SERVICES KIOSK HAVING PAYMENT CARD SECURITY
    • 邮政银行有付款卡安全
    • US20110161231A1
    • 2011-06-30
    • US12648525
    • 2009-12-29
    • Mark E. SievelChristopher S. KallasJoseph P. TokarskiNirav I. Pravasi
    • Mark E. SievelChristopher S. KallasJoseph P. TokarskiNirav I. Pravasi
    • G06Q20/00G06K5/00G06F7/08
    • G07F17/26G06Q20/204G06Q20/367G06Q20/40G07F17/0014
    • An apparatus for facilitating payment using a payment card includes a computerized sales transaction device structured to determine a monetary amount for a sale, and a secure card activated terminal (CAT) device in electronic communication with the computerized sales transaction device. The computerized sales transaction device sends the monetary amount to the secure CAT device. The secure CAT device is structured to: (i) obtain sensitive payment card information from the card, (ii) automatically request in a secure, encrypted manner authorization for the sale using the monetary amount and the sensitive payment card information, (iii) receive in a secure, encrypted manner authorization approval for the sale, and (iv) in response to receiving the authorization approval, send purchase authorization approval information to the computerized sales transaction device. The computerized sales transaction device never receives the sensitive payment card information.
    • 用于促进使用支付卡进行支付的装置包括:结构化以确定用于销售的金额的计算机化销售交易装置;以及与计算机化销售交易装置电子通信的安全卡激活终端(CAT)装置。 计算机化销售交易设备将金额发送到安全CAT设备。 安全CAT设备的结构是:(i)从卡获取敏感的支付卡信息,(ii)使用金额和敏感的支付卡信息以安全的加密方式自动请求销售的授权,(iii)接收 以安全,加密的方式授权批准销售,以及(iv)响应于接收到授权批准,向计算机化销售交易设备发送购买授权许可信息。 计算机化销售交易设备从未收到敏感的支付卡信息。
    • 5. 发明授权
    • Postal services kiosk having payment card security
    • 具有支付卡安全性的邮政服务亭
    • US09478094B2
    • 2016-10-25
    • US12648525
    • 2009-12-29
    • Mark E. SievelChristopher S. KallasJoseph P. TokarskiNirav I. Pravasi
    • Mark E. SievelChristopher S. KallasJoseph P. TokarskiNirav I. Pravasi
    • G07F17/26G06Q20/20G06Q20/36G06Q20/40G07F17/00
    • G07F17/26G06Q20/204G06Q20/367G06Q20/40G07F17/0014
    • An apparatus for facilitating payment using a payment card includes a computerized sales transaction device structured to determine a monetary amount for a sale, and a secure card activated terminal (CAT) device in electronic communication with the computerized sales transaction device. The computerized sales transaction device sends the monetary amount to the secure CAT device. The secure CAT device is structured to: (i) obtain sensitive payment card information from the card, (ii) automatically request in a secure, encrypted manner authorization for the sale using the monetary amount and the sensitive payment card information, (iii) receive in a secure, encrypted manner authorization approval for the sale, and (iv) in response to receiving the authorization approval, send purchase authorization approval information to the computerized sales transaction device. The computerized sales transaction device never receives the sensitive payment card information.
    • 用于促进使用支付卡进行支付的装置包括:结构化以确定用于销售的金额的计算机化销售交易装置;以及与计算机化销售交易装置电子通信的安全卡激活终端(CAT)装置。 计算机化销售交易设备将金额发送到安全CAT设备。 安全CAT设备的结构是:(i)从卡获取敏感的支付卡信息,(ii)使用金额和敏感的支付卡信息以安全的加密方式自动请求销售的授权,(iii)接收 以安全,加密的方式授权批准销售,以及(iv)响应于接收到授权批准,向计算机化销售交易设备发送购买授权许可信息。 计算机化销售交易设备从未收到敏感的支付卡信息。