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1. 发明申请

US20070262135A1 Method and system for postdating of financial transactions 失效
标题翻译：金融交易后期方法和制度
公开(公告)号：US20070262135A1
公开(公告)日：2007-11-15
申请号：US11434331
申请日：2006-05-15
申请人： Bradley Hammell , Matthew Campagna , Robert Cordery , Bertrand Haas , Leon Pintsov
发明人： Bradley Hammell , Matthew Campagna , Robert Cordery , Bertrand Haas , Leon Pintsov
IPC分类号： G07F19/00 , G06Q40/00
CPC分类号： G06Q20/3823 , G06Q20/04 , G06Q20/10 , G06Q20/40
摘要： Methods and systems that prevent completion of postdated financial transactions until the specified future date is provided. A portion of the information necessary to complete a financial transaction is encrypted utilizing an identity-based encryption (IBE) scheme. The encryption key used to encrypt the information is associated with the date on which the transaction is authorized to be completed. The encrypted information is provided to the payee. The issuing bank provides a daily decryption key that allows decryption of information encrypted using the key associated with the corresponding date. Thus, only when the maturity date of the transaction has arrived will the payee or depositing bank be able to obtain the decryption key that will decrypt the encrypted information necessary to complete the transaction. Since the encrypted information can not be decrypted until the date associated with the encryption key, the financial transaction can not be completed until such date.
摘要翻译：提供在指定的未来日期之前阻止完成后期金融交易的方法和系统。使用基于身份的加密（IBE）方案来加密完成金融交易所需的一部分信息。用于加密信息的加密密钥与交易被授权完成的日期相关联。加密信息被提供给收款人。开证行提供每日解密密钥，允许使用与相应日期相关联的密钥加密的信息进行解密。因此，只有当交易的到期日到来时，收款人或存款银行才能获得将解密完成交易所必需的加密信息的解密密钥。由于加密信息在与加密密钥相关的日期之前不能被解密，所以直到这样的日子才能完成金融交易。

2. 发明申请

US20070104323A1 Method and system for providing privacy to sender of a mail piece 审中-公开
标题翻译：为邮件发件人提供隐私的方法和系统
公开(公告)号：US20070104323A1
公开(公告)日：2007-05-10
申请号：US11267002
申请日：2005-11-04
申请人： Bradley Hammell , Matthew Campagna , Robert Cordery , Leon Pintsov , Frederick Ryan
发明人： Bradley Hammell , Matthew Campagna , Robert Cordery , Leon Pintsov , Frederick Ryan
IPC分类号： H04L9/30
CPC分类号： H04L9/3073 , H04L9/083 , H04L9/321 , H04L63/0421 , H04L63/0428 , H04L63/104 , H04L2209/56
摘要： Methods and systems for keeping information related to the sender of a mail piece private, while still allowing authorized parties to easily obtain the sender information if desired, is provided. Sender information for a mail piece is encrypted utilizing an identity-based encryption (IBE) scheme. The encryption key used to encrypt the sender information can be computed using recipient information. The corresponding decryption key can only be obtained from a trusted third party acting as a Private Key Generator (PKG). Only those parties authorized to have access to the sender information will be provided with the corresponding decryption key. The corresponding decryption key can then be used to decrypt the sender information into human readable form.
摘要翻译：提供了用于保持与邮件发件人有关的信息私有的方法和系统，同时仍允许授权方容易地获得发送者信息（如果需要）。使用基于身份的加密（IBE）方案对邮件的发送者信息进行加密。用于加密发件人信息的加密密钥可以使用收件人信息计算。相应的解密密钥只能从作为私钥生成器（PKG）的可信第三方获得。只有授权访问发件人信息的那些方才会提供相应的解密密钥。然后可以使用相应的解密密钥将发送者信息解密为人类可读的形式。

3. 发明申请

US20070116349A1 Method for detecting perforations on the edge of an image of a form 有权
标题翻译：用于检测形式图像边缘上的穿孔的方法
公开(公告)号：US20070116349A1
公开(公告)日：2007-05-24
申请号：US11286634
申请日：2005-11-23
申请人： Robert Cordery , Matthew Campagna , Thomas Foth , Bertrand Haas , Douglas Quine
发明人： Robert Cordery , Matthew Campagna , Thomas Foth , Bertrand Haas , Douglas Quine
IPC分类号： G06K9/00 , G06K9/52 , G06K9/36
CPC分类号： G06K9/522 , G06K9/2054 , G07D7/185 , Y10S209/90
摘要： A method for detecting whether perforations are present on the edge of an image of a form, such as a check, includes obtaining a bitmap of the image, identifying a selected portion of the bitmap that corresponds to at least the edge and that includes a matrix of a plurality of rows and columns of brightness values, and selecting a particular one of the rows of brightness values. The method further includes performing a Fourier transform of the brightness values included in the particular selected row to generate a Fourier transform output, and determining whether a series of perforations is present based on the Fourier transform output. The method may also include steps wherein the brightness values are low pass filtered and wherein the values in the selected row are high pass filtered prior to the step of performing a Fourier transform
摘要翻译：用于检测穿孔是否存在于诸如检查的形式的图像的边缘上的方法包括获得图像的位图，识别与至少边缘对应的位图的选定部分，并且包括矩阵的多个行和列的亮度值，并且选择亮度值的行中的特定行之一。该方法还包括执行包括在特定选定行中的亮度值的傅立叶变换以产生傅立叶变换输出，并且基于傅立叶变换输出来确定是否存在一系列穿孔。该方法还可以包括其中亮度值被低通滤波的步骤，并且其中所选行中的值在执行傅立叶变换的步骤之前被高通滤波

4. 发明申请

US20050114268A1 Method and system for generating characterizing information descriptive of printed material such as address blocks and generating postal indicia or the like incorporating such characterizing information 有权
标题翻译：用于产生描述诸如地址块的印刷材料的表征信息的方法和系统，并且生成包含这些特征信息的邮政标记等
公开(公告)号：US20050114268A1
公开(公告)日：2005-05-26
申请号：US10719051
申请日：2003-11-21
申请人： Leon Pintsov , Matthew Campagna , Danny Lelli
发明人： Leon Pintsov , Matthew Campagna , Danny Lelli
IPC分类号： G07B17/00 , G06F17/60
CPC分类号： G07B17/00733 , G07B2017/0058 , G07B2017/0083
摘要： A method and system for generating and printing an indicium, such as a postal indicium, on an object such as a mail piece. A digital image of other printed material, such as an address block, on the object is obtained, and the image is processed to abstract characterizing information descriptive aspects of the other printed material. The aspects can be measurements of word lengths, counts of outliers in images of characters, or descriptions of the shape of the other printed material. The characterizing information is combined with other information, such as postal information, and the combined information is then cryptographically authenticated with a digital signature or the like. An indicium representative of the authenticated information is then printed on the object. The object's relationship to the indicium can be verified by regenerating the characterizing information from the other printed material and comparing the regenerated characterizing information with characterizing information recovered from the indicium. Thus, copies of the indicium cannot easily be used, without detection, on other objects which do not include the other printed material.
摘要翻译：用于在诸如邮件的对象上生成和打印诸如邮戳的标记的方法和系统。获得对象上的诸如地址块的其他打印材料的数字图像，并处理图像以抽象其他印刷材料的特征描述性方面。这些方面可以是字长的测量，字符图像中的异常值的计数或其他印刷材料的形状的描述。特征信息与诸如邮政信息的其他信息组合，然后利用数字签名等对组合的信息进行密码认证。然后将经过认证的信息的标记印在对象上。可以通过从其他印刷材料再生表征信息并将再生的特征信息与从标记中回收的特征信息进行比较来验证对象与标记的关系。因此，标签的副本不能容易地被用于不包括其他印刷材料的其他物体上。

5. 发明申请

US20050114269A1 Method and system for generating postal indicia or the like 有权
标题翻译：用于生成邮戳等的方法和系统
公开(公告)号：US20050114269A1
公开(公告)日：2005-05-26
申请号：US10719050
申请日：2003-11-21
申请人： Leon Pintsov , Matthew Campagna , Danny Lelli
发明人： Leon Pintsov , Matthew Campagna , Danny Lelli
IPC分类号： G07B17/00 , H04L9/00
CPC分类号： G07B17/00508 , G06Q20/3674 , G07B2017/00443 , G07B2017/0058 , G07B2017/00725 , G07B2017/00766
摘要： A method and system for generating and printing an indicium, such as a postal indicium, on an object such as a mail piece. Other printed material, such as an address block, on the object is scanned, and the scanned image is processed to abstract characterizing information descriptive of the other printed material. Alternatively, the image to be processed can be obtained by filtering the original image wit a print/scan filter which simulates printing and scanning processes. The characterizing information can be text-based or image-based. Image-based characterizing information can be measurements of word lengths, counts of outliers in images of characters, or descriptions of the shape of the other printed material. The characterizing information is combined with other information, such as postal information and the combined information is then cryptographically authenticated with a digital signature or the like. An indicium representative of the authenticated information is then printed on the object. The object's relationship to the indicium can be verified by regenerating the characterizing information from the other printed material and comparing the regenerated characterizing information with characterizing information recovered from the indicium. Thus, copies of the indicium cannot easily be used, without detection, on other objects which do not include the other printed material
摘要翻译：用于在诸如邮件的对象上生成和打印诸如邮戳的标记的方法和系统。扫描对象上的其他打印材料（如地址块），并处理扫描图像以抽象描述其他打印材料的特征信息。或者，可以通过模拟打印和扫描处理的打印/扫描过滤器对原始图像进行滤波来获得要处理的图像。特征信息可以是基于文本或基于图像的。基于图像的特征信息可以是字长度的测量，字符图像中的异常值的计数或其他印刷材料的形状的描述。特征信息与诸如邮政信息的其他信息组合，然后利用数字签名等对组合的信息进行密码认证。然后将经过认证的信息的标记印在对象上。可以通过从其他印刷材料再生表征信息并将再生的特征信息与从标记中回收的特征信息进行比较来验证对象与标记的关系。因此，标签的副本不能容易地被用于不包括其他印刷材料的其他物体上

6. 发明申请

US20060064375A1 Method and system for creating and maintaining records of title for items of property 审中-公开
标题翻译：创建和维护财产项目所有权记录的方法和系统
公开(公告)号：US20060064375A1
公开(公告)日：2006-03-23
申请号：US10945320
申请日：2004-09-20
申请人： Matthew Campagna , Deepak Chopra , Leon Pintsov
发明人： Matthew Campagna , Deepak Chopra , Leon Pintsov
IPC分类号： G06Q40/00
CPC分类号： G06Q10/10 , G06Q20/10
摘要： A method and system for recording a transaction affecting title to an identified item of property and for maintaining a record of title for such item of property. The system includes a title security device and a title record management system. The title security device includes: a) input means to the device for input of transaction information relating to a transaction; b) a data store storing a signing key for digitally signing documents; and c) a programmable controller communicating with the title record management system. The controller is programmed to control the title recording system to: a) input the transaction information; b) generate a document representative of changes in the title resulting from the transaction; and c) digitally sign the document with the signing key. The title record management system includes: a) a database, the database including an initial record for the item of property; and b) a programmable record system controller communicating with the title security device. The record system controller is programmed to control the title record management system to: a) receive a digitally signed document representative of changes in the title resulting from the transaction; b) verify the document's signature; and c) update the record of title for the item of property in accordance with the document if the signature is determined to be valid.
摘要翻译：一种将影响标题的交易记录到所识别的财产的物品的方法和系统，以及用于维护该物品的所有权的记录。该系统包括标题安全设备和标题记录管理系统。标题安全装置包括：a）输入装置，用于输入与交易有关的交易信息; b）存储用于数字签名文档的签名密钥的数据存储器; 和c）与标题记录管理系统通信的可编程控制器。控制器被编程为控制标题记录系统以：a）输入交易信息; b）生成代表交易产生的标题变更的文件; 和c）使用签名密钥对文档进行数字签名。标题记录管理系统包括：a）数据库，数据库包括财产项目的初始记录; 以及b）与标题安全设备通信的可编程记录系统控制器。记录系统控制器被编程为控制标题记录管理系统以：a）接收代表由交易产生的标题变更的数字签名文档; b）验证文件的签名; 以及c）如果签名被确定为有效，则根据文件更新财产项目的所有权记录。

7. 发明申请

US20050131840A1 Method and system for generating characterizing information descriptive of selected printed material such as a particular address block 审中-公开
标题翻译：用于产生描述所选择的打印材料（例如特定地址块）的特征描述信息的方法和系统
公开(公告)号：US20050131840A1
公开(公告)日：2005-06-16
申请号：US10736077
申请日：2003-12-15
申请人： Leon Pintsov , Matthew Campagna , Danny Lelli
发明人： Leon Pintsov , Matthew Campagna , Danny Lelli
IPC分类号： G06T1/00 , G06F17/60
CPC分类号： G06T1/005
摘要： A method and system for characterizing blocks of printed material. A digital image of printed material, such as an address block, on an object is obtained, and the image is processed to abstract characterizing information descriptive aspects of the other printed material. The characterizing information is combined with other information, such as postal information and the combined information is then cryptographically authenticated with a digital signature or the like. An indicium representative of the authenticated information is then printed on the object. The object's relationship to the indicium can be verified by regenerating the characterizing information from the other printed material and comparing the regenerated characterizing information with characterizing information recovered from the indicium. Thus, copies of the indicium cannot easily be used, without detection, on other objects which do not include the other printed material. A combination of algorithms is selected from a predetermined group of characterizing algorithms by determining an estimate for the robustness of each algorithm and selecting a combination having high overall robustness.
摘要翻译：用于表征印刷材料块的方法和系统。获得对象上的诸如地址块的打印材料的数字图像，并且处理图像以抽象其他印刷材料的特征信息描述方面。特征信息与诸如邮政信息的其他信息组合，然后利用数字签名等对组合的信息进行密码认证。然后将经过认证的信息的标记印在对象上。可以通过从其他印刷材料再生表征信息并将再生的特征信息与从标记中回收的特征信息进行比较来验证对象与标记的关系。因此，标签的副本不能容易地被用于不包括其他印刷材料的其他物体上。通过确定每个算法的鲁棒性的估计并选择具有高整体鲁棒性的组合，从预定的一组特征算法中选择算法的组合。

8. 发明申请

US20070122024A1 Method for processing checks prior to electronic deposit 审中-公开
标题翻译：在电子存款之前处理支票的方法
公开(公告)号：US20070122024A1
公开(公告)日：2007-05-31
申请号：US11289255
申请日：2005-11-29
申请人： Bertrand Haas , Matthew Campagna
发明人： Bertrand Haas , Matthew Campagna
IPC分类号： G06K9/00
CPC分类号： G06Q20/042 , G06Q20/04
摘要： A method of processing a check prior to submitting it for deposit in which the depositor's intent at the time of submitting the check is linked with an image of the check. The method includes receiving from the depositor intended amount information for the check, generating a first image of a front of the check, and generating an image of the intended amount. The method further includes generating a second image of the front of the check using the first image of the front of the check, wherein the second image of the front of the check includes the image of the intended amount and wherein the first image of the front of the check may be obtained from the second image of the front of the check. Finally, the method includes submitting at least the second image of the front of the check to a depository bank.
摘要翻译：在提交支票存入之前处理支票的方法，其中存款人在提交支票时的意图与支票的图像相关联。该方法包括从存储器接收用于支票的预期金额信息，产生支票前部的第一图像，以及生成预期金额的图像。该方法还包括使用支票的前部的第一图像生成支票的前部的第二图像，其中支票的前部的第二图像包括预期量的图像，并且其中前面的第一图像可以从支票的前面的第二个图像获得支票。最后，该方法包括将支票前端的至少第二图像提交给存储库。

9. 发明申请

US20060139381A1 Method and apparatus for embedding information in an image 有权
标题翻译：用于在图像中嵌入信息的方法和装置
公开(公告)号：US20060139381A1
公开(公告)日：2006-06-29
申请号：US11020297
申请日：2004-12-23
申请人： Matthew Campagna , Robert Cordery , Easwaran Nambudiri , Luis Sanchez , Gary Hansen
发明人： Matthew Campagna , Robert Cordery , Easwaran Nambudiri , Luis Sanchez , Gary Hansen
IPC分类号： B41J29/38
CPC分类号： G06T1/0021 , G06T2201/0051 , Y10S283/901 , Y10S283/902
摘要： A method and apparatus for embedding information in an image during relative movement between a print medium and an ink jet print head is provided. A plurality of first lines are printed and a plurality of second lines are printed. Each of the first lines includes a plurality of first dots and a plurality of second dots offset from the first dots by a first amount, and each of the second lines includes a plurality of third dots and a plurality of fourth dots offset from the third dots by a second amount different than the first amount. The information is encoded in the image using an encoding scheme in which the first lines represent a first value in the encoding scheme and the second lines represent a second value in the encoding scheme.
摘要翻译：提供了一种用于在打印介质和喷墨打印头之间的相对移动期间将信息嵌入在图像中的方法和装置。打印多条第一行，并打印多条第二行。每个第一行包括多个第一点和从第一点偏移第一数量的多个第二点，并且每个第二行包括多个第三点和从第三点偏移的多个第四点与第一量不同的第二量。使用编码方案将信息编码在图像中，其中第一行表示编码方案中的第一值，第二行表示编码方案中的第二值。

10. 发明申请

US20050131839A1 Method and system for facilitating transactions 有权
标题翻译：促进交易的方法和系统
公开(公告)号：US20050131839A1
公开(公告)日：2005-06-16
申请号：US10737385
申请日：2003-12-16
申请人： Robert Cordery , Christopher Lang , Brian Romansky , Anand Chhatpar , Thomas Foth , Matthew Campagna , Jill Boncek
发明人： Robert Cordery , Christopher Lang , Brian Romansky , Anand Chhatpar , Thomas Foth , Matthew Campagna , Jill Boncek
IPC分类号： G06Q20/00 , G06Q30/00 , G06F17/60
CPC分类号： G06Q20/02 , G06Q20/0855 , G06Q20/12 , G06Q20/3672 , G06Q20/3674 , G06Q20/3821 , G06Q20/401 , G06Q30/02
摘要： A system for facilitating a transaction between a first party and a second party is controlled by a trusted third party system and is programmed to carry out the method by receiving the first party's instructions for fulfilling at least a part of the first party's obligations in said transaction. The system communicates with the second party and provides the second party with perceptible assurance that the second party is in communication with a trusted third party system through the system. The system transmits information to the second party to provide assurance that the first party's instructions have been or will be fulfilled. Thus trust in the third party is transferred to the first party and the second party can trust that the first party's obligations have been or will be fulfilled.
摘要翻译：用于促进第一方和第二方之间的交易的系统由受信任的第三方系统控制，并且被编程为通过接收第一方的指令来执行该方法，以便在所述交易中满足第一方的义务的至少一部分。系统与第二方进行通信，并向第二方提供可察觉的保证，即第二方通过系统与受信任的第三方系统进行通信。系统向第二方传送信息，以确保第一方的指示已经或将要实现。因此，对第三方的信任被转移到第一方，第二方可以信任第一方的义务已经或将要实现。

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