基本信息:
- 专利标题： ONLINE PAYMENT SYSTEM VIA EXISTING PAYMENT CHANNEL OF MERCHANTS
- 申请号：PCT/US2022/046575 申请日：2022-10-13
- 公开(公告)号：WO2023034650A1 公开(公告)日：2023-03-09
- 发明人： LIU, Zhujie
- 申请人： ALIPAY LABS (SINGAPORE) PTE. LTD.
- 申请人地址： 51 Bras Basah Road
- 专利权人： ALIPAY LABS (SINGAPORE) PTE. LTD.
- 当前专利权人： ALIPAY LABS (SINGAPORE) PTE. LTD.
- 当前专利权人地址： 51 Bras Basah Road
- 代理机构： ZHANG, Jianping et al.
- 优先权： US17/501,912 2021-10-14
- 主分类号： G06Q20/12
- IPC分类号： G06Q20/12 ; G06Q20/34 ; G06Q20/36
摘要：
Implementations of the present specification provide techniques for transacting a stored value card for payment in a separate transaction between a user and a merchant. A stored value card of a card issuer applicable to the transaction between a user and a merchant is determined. An SVC graphics interface for transacting the stored value card is presented to the user, which corresponds to a merchant graphics interface for the transaction between the user and the merchant. The SVC graphics interface enables a transaction on the stored value card using an account of the user with a payment system. An identification information of the stored value card transacted through the SVC graphics interface is inserted onto the merchant graphics interface so that the SVC card is used in the payment for the transaction between the user and the merchant.
IPC结构图谱:
| G | 物理 |
| --G06 | 计算；推算；计数 |
| ----G06Q | 专门适用于行政、商业、金融、管理、监督或预测目的的数据处理系统或方法；其他类目不包含的专门适用于行政、商业、金融、管理、监督或预测目的的处理系统或方法 |
| ------G06Q20/00 | 支付方案，体系结构或协议 |
| --------G06Q20/04 | .支付电路 |
| ----------G06Q20/12 | ..专门适用于电子购物系统的 |