发明申请
WO2023033708A1 METHOD OF ASSESSING CREDIT RISK OF A COMPANY AND SUPPLY CHAIN FINANCING PLATFORM HOSTED ON A BLOCKCHAIN NETWORK
审中-公开
基本信息:
- 专利标题: METHOD OF ASSESSING CREDIT RISK OF A COMPANY AND SUPPLY CHAIN FINANCING PLATFORM HOSTED ON A BLOCKCHAIN NETWORK
- 申请号:PCT/SG2021/050525 申请日:2021-08-31
- 公开(公告)号:WO2023033708A1 公开(公告)日:2023-03-09
- 发明人: PATIT PABAN GOSWAMI, Rajat Goswami , ISHII, Toshiki , KITAJIMA, Yusuke
- 申请人: HITACHI, LTD.
- 申请人地址: 6-6, Marunouchi 1-chome
- 专利权人: HITACHI, LTD.
- 当前专利权人: HITACHI, LTD.
- 当前专利权人地址: 6-6, Marunouchi 1-chome
- 代理机构: VIERING, JENTSCHURA & PARTNER LLP
- 主分类号: G06Q40/02
- IPC分类号: G06Q40/02 ; H04L9/06 ; G06F16/27 ; G06F21/64 ; G06Q40/06 ; G06Q40/04 ; G06Q20/38 ; G06Q10/08
摘要:
A method of assessing credit risk of a company is provided. The method may include determining a plurality of parameters based on input data about the company. The method may further include adjusting a predefined weightage for each parameter of the plurality of parameters, based on a quantity of data points in the input data that relates to the respective parameter. The method may further include computing a credit risk score based on the plurality of parameters and their respective adjusted weightages. A supply chain financing platform hosted on a blockchain network is also provided. The supply chain financing platform may include a private ledger configured to store supply chain data of a company. The supply chain financing platform may further include a private ledger configured to store supply chain data of a company. The supply chain financing platform may further include a smart contract configured to read the supply chain data from the private ledger and further configured to compute a first parameter based on the supply chain data, and a hash value based on the supply chain data. The supply chain financing platform may further include a public ledger, wherein the smart contract is further configured to write the first parameter and the hash value to the public ledger.