基本信息:
- 专利标题： DIGITAL ASSET ACCOUNT MANAGEMENT
- 专利标题（中）：数字资产账户管理
- 申请号：PCT/US2017/030869 申请日：2017-05-03
- 公开(公告)号：WO2018004820A1 公开(公告)日：2018-01-04
- 发明人： GADDAM, Sivanarayana , PRAKASH, Gyan , GADDAM, Ajit , KUMNICK, Phillip , WANG, Min , GALLAND, Dean
- 申请人： VISA INTERNATIONAL SERVICE ASSOCIATION
- 申请人地址： P.O. BOX 8999 San Francisco, California 94128 US
- 专利权人： VISA INTERNATIONAL SERVICE ASSOCIATION
- 当前专利权人： VISA INTERNATIONAL SERVICE ASSOCIATION
- 当前专利权人地址： P.O. BOX 8999 San Francisco, California 94128 US
- 代理机构： TAKAGI, Moeka et al.
- 优先权： US15/195,797 20160628
- 主分类号： G06Q20/06
- IPC分类号： G06Q20/06 ; G06Q20/36 ; G06Q20/38
摘要：
Systems and methods related to a cryptocurrency system that enables transactions to be performed by transferring digital assets corresponding to amounts between appropriate entities are described. The cryptocurrency system includes a digital assets service provider computer that can host digital asset accounts associated with consumers and resource providers at which digital assets can be received. Consumers can be unbanked and use their digital asset account to perform cashless transactions. In one exemplary transaction, a consumer can receive change for the transaction as a digital asset that is assigned to their digital asset account. In another exemplary transaction, the consumer can use digital assets assigned to their digital asset account to pay for the transaction. Transfers of digital assets between accounts is managed by a ledger of transactions, which may be in the form of a block chain that cryptographically secures data that is stores.
摘要（中）：
描述了能够通过传送与合适实体之间的量相对应的数字资产来实现交易的与加密货币系统有关的系统和方法。 该加密货币系统包括数字资产服务提供商计算机，该数字资产服务提供商计算机可托管与可接收数字资产的消费者和资源提供者相关联的数字资产账户 消费者可以没有银行存款并使用他们的数字资产账户进行无现金交易。 在一个示例性交易中，消费者可以接收交易的变化作为分配给他们的数字资产账户的数字资产。 在另一个示例性交易中，消费者可以使用分配给他们的数字资产账户的数字资产来支付交易。 账户之间数字资产的转账由交易分类账管理，这可能是以加密方式保护店铺数据的分块链的形式。