An evaporator heat exchanger includes a first tube bank having an inlet manifold and a plurality of first heat exchanger tubes arranged in a spaced, parallel relationship. A second tube bank includes an outlet manifold and a plurality of second heat exchanger tubes arranged in a spaced, parallel relationship. An intermediate manifold fluidly coupled the first tube bank and the second tube bank. A distributor insert arranged within the inlet manifold includes a first dividing element configured to define a plurality of first refrigerant chambers therein. A second dividing element is arranged within the intermediate manifold and is configured to define a plurality of second refrigerant chamber therein. Each second dividing element is arranged at a position substantially identical to a corresponding first dividing element. Each second refrigerant chamber is fluidly coupled to the same portion of the first heat exchanger tubes and a corresponding first refrigerant chamber.