Provided is napkin folding apparatus for folding a napkin around at least one piece of flatware forming a flatware bundle. The apparatus includes a napkin cartridge for receiving a plurality of napkins, at least one flatware cartridge for receiving a plurality of pieces of flatware, a folding assembly having a deck assembly for receiving one of the plurality of napkins and at least one of the plurality of pieces of flatware, and a rolling assembly for rolling the one of the plurality of napkins and the at least one of the plurality of pieces of flatware into the flatware bundle, a transport assembly including an actuator and a gripper assembly movable by the actuator for transporting the flatware and the flatware bundle, a taping assembly, a first lifting assembly, and at least one second lifting assembly.