基本信息:
- 专利标题： UPDATING MOBILE DEVICES WITH ADDITIONAL ELEMENTS
- 专利标题（中）：更新与其他元素MOBILE DEVICES
- 申请号：EP08830698.0 申请日：2008-09-12
- 公开(公告)号：EP2196010A2 公开(公告)日：2010-06-16
- 发明人： JAIN, Deepak , DAO, Tuan Quoc
- 申请人： DeviceFidelity, Inc.
- 申请人地址： 2201 North Central Expressway Suite 260 Richardson, TX 75080 US
- 专利权人： DeviceFidelity, Inc.
- 当前专利权人： DeviceFidelity, Inc.
- 当前专利权人地址： 2201 North Central Expressway Suite 260 Richardson, TX 75080 US
- 代理机构： Peterreins, Frank
- 优先权： US971813P 20070912
- 国际公布： WO2009036357 20090319
- 主分类号： H04M1/725
- IPC分类号： H04M1/725 ; G06F1/16 ; H04M1/02
摘要：
The present disclosure is directed to a system and method for wirelessly executing financial transactions. A payment card includes an interface, a communication module, secure memory, a user-interface module, and a processing module. The interface connects to a slot of a mobile host device. The communication module wirelessly receives RF signals from and transmits RF signals to a retail terminal. The secure memory stores user credentials and a payment application used to execute financial transactions with the retail terminal. The user credentials and the payment application are associated with a financial institution. The user-interface module presents and receives information through the GUI of the mobile host device. The processing module executes the payment application using the user credentials in response to at least a transaction request received by the communication module and transmits a transaction response to the retail terminal based, at least in part, on the executed application.
公开/授权文献:
- EP2196010B1 UPDATING MOBILE DEVICES WITH ADDITIONAL ELEMENTS 公开/授权日：2012-07-04