基本信息:
- 专利标题： 一种电子货币的流通方法
- 专利标题（英）：Electronic currency circulating method
- 申请号：CN201310695262.X 申请日：2013-12-17
- 公开(公告)号：CN103729794A 公开(公告)日：2014-04-16
- 发明人： 石鸥 , 赖伟
- 申请人： 深圳怡化电脑股份有限公司 , 深圳市怡化时代科技有限公司 , 深圳市怡化金融智能研究院
- 申请人地址： 广东省深圳市福田区金田路4018号安联大厦27楼A02
- 专利权人： 深圳怡化电脑股份有限公司,深圳市怡化时代科技有限公司,深圳市怡化金融智能研究院
- 当前专利权人： 深圳怡化电脑股份有限公司,深圳市怡化时代科技有限公司,深圳市怡化金融智能研究院
- 当前专利权人地址： 广东省深圳市福田区金田路4018号安联大厦27楼A02
- 代理机构： 深圳市兴科达知识产权代理有限公司
- 代理人： 杜启刚
- 主分类号： G06Q40/02
- IPC分类号： G06Q40/02 ; G07F19/00
The invention discloses an electronic currency circulating method. A mobile phone is used as a means of transaction, and an SIM card of the mobile phone is used as a carrier of electronic currency. Encrypted data packets containing currency amount data are transmitted through the NFC so as to perform the collection and payment transaction or the deposit and withdrawal transaction. The electronic currency circulating method can reduce or replace use of paper money and be more friendly to the environment. Based on encryption and verification of mobile software, it is ensured that the transaction is true and reliable. By means of the transaction manner, change is not needed, paper money detecting is not needed, and a user does not need to worry about the safety problem in carrying a large amount of paper money.