A mobile terminal and a method for reducing a specific absorption rate are disclosed. The mobile terminal includes: an input unit, a control unit, a memory, a switch, an antenna group and a radio-frequency circuit, wherein: the control unit is connected to the input unit, the memory and the switch, the antenna group contains multiple antennas, and the switch is connected to each antenna and the radio-frequency circuit; the input unit is configured to: detect a location of the mobile terminal relative to a user, and notify the control unit of the location obtained by detection; the memory is configured to: store location-specific absorption rate corresponding information of each antenna; and the control unit is configured to: according to the location obtained by the detection of the input unit, search the location-specific absorption rate corresponding information of each antenna stored in the memory for a specific absorption rate of each antenna in the antenna group at the location obtained by the detection, select an antenna according to the specific absorption rate of each antenna at the location obtained by the detection, and control the switch to connect the selected antenna with the radio-frequency circuit.